Coastal Financial CCB BaaS loan expense — BaaS loan and fraud expense

Other product segments

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Questions, answered.

What is Coastal Financial's baas loan expense — baas loan and fraud expense?

Coastal Financial (CCB) reported baas loan expense — baas loan and fraud expense of $36.94M in Q1 2026.

How has Coastal Financial's baas loan expense — baas loan and fraud expense changed year-over-year?

Coastal Financial's baas loan expense — baas loan and fraud expense increased by 13.6% year-over-year, from $32.51M to $36.94M.

What is the long-term trend for Coastal Financial's baas loan expense — baas loan and fraud expense?

Over 4 years (2021 to 2025), Coastal Financial's baas loan expense — baas loan and fraud expense has grown at a 156.6% compound annual growth rate (CAGR), from $2.98M to $129.09M.

What does baas loan expense — baas loan and fraud expense mean?

This metric represents the direct costs associated with loan losses and fraudulent activities incurred within the Banking-as-a-Service (BaaS) business line. It captures the financial impact of credit defaults and security breaches specifically linked to third-party partnerships or platform-integrated lending products. Monitoring this expense is critical for assessing the risk management effectiveness and profitability of the BaaS operating model.