Screener
Coastal Financial CCB BaaS loan expense — BaaS loan and fraud expense
Other product segments
Similar metrics at other companies
Other financials
Where this comes from
Reported directly by Coastal Financial in its filing.
Tagged under the XBRL concept ck1437958:BankingServiceExpenses.
The source filing: Coastal Financial’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 11:01 AM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001437958-26-000061
| Line item | Three Months Ended / June 30, 2026 | Three Months Ended / June 30, 2025 | Six Months Ended / June 30, 2026 | Six Months Ended / June 30, 2025 |
|---|---|---|---|---|
| Credit enhancement receivable valuation adjustment | 46,009 | — | 46,009 | — |
| Other expense | 2,326 | 1,475 | 4,218 | 3,378 |
| Noninterest expense, excluding BaaS loan and BaaS fraud expense | 96,390 | 37,545 | 139,843 | 75,034 |
| BaaS loan expense | 40,409 | 32,483 | 77,349 | 64,990 |
| BaaS fraud expense | 4,312 | 2,804 | 7,371 | 4,797 |
| BaaS loan and fraud expense | 44,721 | 35,287 | 84,720 | 69,787 |
| Total noninterest expense | 141,111 | 72,832 | 224,563 | 144,821 |
| (Loss) income before provision for income taxes | (55,194) | 14,387 | (40,610) | 26,156 |
Item 1. Condensed Consolidated Financial Statements (unaudited)
FAQ
- What is Coastal Financial's baas loan expense — baas loan and fraud expense?
- Coastal Financial (CCB) reported baas loan expense — baas loan and fraud expense of $40.41M in Q2 2026.
- How has Coastal Financial's baas loan expense — baas loan and fraud expense changed year-over-year?
- Coastal Financial's baas loan expense — baas loan and fraud expense increased by 24.4% year-over-year, from $32.48M to $40.41M.
- What is the long-term trend for Coastal Financial's baas loan expense — baas loan and fraud expense?
- Over 4 years (2021 to 2025), Coastal Financial's baas loan expense — baas loan and fraud expense has grown at a 156.6% compound annual growth rate (CAGR), from $2.98M to $129.09M.
- What does baas loan expense — baas loan and fraud expense mean?
- This metric represents the direct costs associated with loan losses and fraudulent activities incurred within the Banking-as-a-Service (BaaS) business line. It captures the financial impact of credit defaults and security breaches specifically linked to third-party partnerships or platform-integrated lending products. Monitoring this expense is critical for assessing the risk management effectiveness and profitability of the BaaS operating model.
Ask your AI about Coastal Financial's baas loan expense — baas loan and fraud expense.
Connect your AI assistant and compare segments, right in your chat.
Connect your AI
Claude