What is FinWise Bancorp's baas — interest income?

FinWise Bancorp (FINW) reported baas — interest income of $25.22M in Q1 2026.

What does baas — interest income mean?

Represents the total interest revenue generated by the Banking-as-a-Service segment from its loan portfolios and interest-earning assets. This metric reflects the core top-line performance of the segment's lending activities facilitated through third-party platforms.

FinWise Bancorp FINW BaaS — Interest Income

Other segment segments

Traditional Banking

$6.86M—

Treasury and Administration

$4.83M—

Similar metrics at other companies

CCBBaaS program income — Noninterest income

$10.89M+73.4%

CCBServicing and other BaaS fees — Noninterest income

$2.62M+84.8%

CCBBaaS program income — Revenue

$10.89M+73.4%

CCBBaaS fraud enhancements — Noninterest income

$3.06M+53.5%

CCBBaaS credit enhancements — Noninterest income

$50.74M-5.4%

CCBBaaS enhancements / guarantees — Revenue not from contract with customer

$56.29M-25.6%

Other financials

Income statement

See full

Revenue$42.7M+93.4%

Net income$2.7M-14.2%

EPS (diluted)$0.20-13.0%

Balance sheet

See full

Cash & equivalents$96.9M-19.4%

Total debt$4.4M-16.9%

Total equity$196.6M+10.9%

Total assets$899.4M+11.9%

Cash flow

See full

Operating cash flow$19.7M+191%

CapEx$21.0K-82.1%

Free cash flow$19.7M+191%

Valuation

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Market cap$198.74M+7.6%

P/E12.7×-0.9×

P/S1.3×-0.8×

Profitability

See full

Net margin10.3%-4.7pp

FCF margin-14.7%-40.8pp

Returns & leverage

See full

Return on equity8.4%+0.9pp

Debt / equity0×0.0×

Where this comes from

Reported directly by FinWise Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeOperating.

The official record: FinWise Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FinWise Bancorp's baas — interest income?: FinWise Bancorp (FINW) reported baas — interest income of $25.22M in Q1 2026.
What does baas — interest income mean?: Represents the total interest revenue generated by the Banking-as-a-Service segment from its loan portfolios and interest-earning assets. This metric reflects the core top-line performance of the segment's lending activities facilitated through third-party platforms.