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Coastal Financial CCB CCBX — Credit enhancement receivable valuation adjustment

Other segment segments

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Treasury & Administration
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Other financials

Income statement

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Revenue$178.1M+49.1%
Net income-$42.1M-482%
EPS (diluted)-$2.76-489%

Balance sheet

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Cash & equivalents$1.0B+40.1%
Total debt$4.5M-10.7%
Total equity$463.4M+0.4%
Total assets$5.5B+21.8%

Cash flow

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Operating cash flow$76.9M+16.4%
CapEx$2.2M+6.1%
Free cash flow$74.6M+16.7%

Valuation

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Market cap$692.83M-53.7%
Enterprise value-$311.1M-140%
P/S1.1×-1.6×

Profitability

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Net margin-0.6%-9.2pp
FCF margin42.9%-3.5pp

Returns & leverage

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Return on equity-0.8%-13.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept ck1437958:CreditEnhancementReceivableValuationAdjustment.

The source filing: Coastal Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437958-26-000061
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Federal Deposit Insurance Corporation ("FDIC") assessments8297901,4021,545
Director and staff expenses7186121,3861,243
Marketing65044100
Credit enhancement receivable valuation adjustment46,00946,009
Other expense2,3261,4754,2183,378
Noninterest expense, excluding BaaS loan and BaaS fraud expense96,39037,545139,84375,034
BaaS loan expense40,40932,48377,34964,990
BaaS fraud expense4,3122,8047,3714,797

Item 1. Condensed Consolidated Financial Statements (unaudited)

FAQ

What is Coastal Financial's CCBX — credit enhancement receivable valuation adjustment?
Coastal Financial (CCB) reported CCBX — credit enhancement receivable valuation adjustment of $46.01M in Q2 2026.
What does CCBX — credit enhancement receivable valuation adjustment mean?
This metric reflects the periodic accounting adjustments made to the carrying value of credit enhancement receivables, which are assets designed to mitigate credit risk in the CCBX segment. It captures changes in the estimated collectability or fair value of these enhancements based on underlying credit performance. Fluctuations in this adjustment serve as a leading indicator of credit quality trends and potential impairment risks within the segment.

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