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Coastal Financial CCB CCBX — Gross loans receivable

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Other financials

Income statement

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Revenue$178.1M+49.1%
Net income-$42.1M-482%
EPS (diluted)-$2.76-489%

Balance sheet

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Cash & equivalents$1.0B+40.1%
Total debt$4.5M-10.7%
Total equity$463.4M+0.4%
Total assets$5.5B+21.8%

Cash flow

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Operating cash flow$76.9M+16.4%
CapEx$2.2M+6.1%
Free cash flow$74.6M+16.7%

Valuation

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Market cap$671.28M-53.3%
Enterprise value-$332.65M-146%
P/S1.1×-1.5×

Profitability

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Net margin-0.6%-9.2pp
FCF margin42.9%-3.5pp

Returns & leverage

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Return on equity-0.8%-13.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess.

The source filing: Coastal Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437958-26-000061
Line itemJune 30, 2026December 31, 2025
Residential real estate loans324,873264,059
Consumer and other loans:
Credit cards753,171622,681
Other consumer and other loans918,779691,708
Gross CCBX loans receivable2,226,2961,808,094
Total gross loans receivable4,215,1223,756,829
Net deferred origination fees and premiums(6,852)(7,298)
Loans receivable$4,208,270$3,749,531

Item 1. Condensed Consolidated Financial Statements (unaudited)

FAQ

What is Coastal Financial's CCBX — gross loans receivable?
Coastal Financial (CCB) reported CCBX — gross loans receivable of $2.23B in Q2 2026.
How has Coastal Financial's CCBX — gross loans receivable changed year-over-year?
Coastal Financial's CCBX — gross loans receivable increased by 32.5% year-over-year, from $1.68B to $2.23B.
What is the long-term trend for Coastal Financial's CCBX — gross loans receivable?
Over 2 years (2023 to 2025), Coastal Financial's CCBX — gross loans receivable has grown at a 19.8% compound annual growth rate (CAGR), from $4.84B to $6.95B.
What does CCBX — gross loans receivable mean?
The total aggregate amount of outstanding loan balances held by the CCBX segment before any allowances for credit losses. This represents the total credit exposure and the size of the loan portfolio generated through the segment's partner-led lending activities.

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