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Coastal Financial CCB Community Bank — Gross loans receivable

Other segment segments

CCBX
$2.23B+32.5%

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Other financials

Income statement

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Revenue$178.1M+49.1%
Net income-$42.1M-482%
EPS (diluted)-$2.76-489%

Balance sheet

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Cash & equivalents$1.0B+40.1%
Total debt$4.5M-10.7%
Total equity$463.4M+0.4%
Total assets$5.5B+21.8%

Cash flow

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Operating cash flow$76.9M+16.4%
CapEx$2.2M+6.1%
Free cash flow$74.6M+16.7%

Valuation

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Market cap$671.28M-53.3%
Enterprise value-$332.65M-146%
P/S1.1×-1.5×

Profitability

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Net margin-0.6%-9.2pp
FCF margin42.9%-3.5pp

Returns & leverage

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Return on equity-0.8%-13.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess.

The source filing: Coastal Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437958-26-000061
Line itemJune 30, 2026December 31, 2025
Commercial real estate loans1,319,7981,285,856
Consumer and other loans:
Other consumer and other loans10,76014,072
Gross community bank loans receivable1,988,8261,948,735
CCBX
Commercial and industrial loans:
Capital call lines$204,835$210,480
All other commercial & industrial loans24,63819,166

Item 1. Condensed Consolidated Financial Statements (unaudited)

FAQ

What is Coastal Financial's community bank — gross loans receivable?
Coastal Financial (CCB) reported community bank — gross loans receivable of $1.99B in Q2 2026.
How has Coastal Financial's community bank — gross loans receivable changed year-over-year?
Coastal Financial's community bank — gross loans receivable increased by 6.6% year-over-year, from $1.87B to $1.99B.
What is the long-term trend for Coastal Financial's community bank — gross loans receivable?
Over 2 years (2023 to 2025), Coastal Financial's community bank — gross loans receivable has grown at a 4.0% compound annual growth rate (CAGR), from $7.03B to $7.59B.
What does community bank — gross loans receivable mean?
The total aggregate principal amount of all outstanding loans held by the community banking segment before any allowance for credit losses. This metric represents the core lending volume and credit exposure generated by the segment's regional banking activities.

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