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Coastal Financial CCB Community Bank — Other income

Other segment segments

Treasury & Administration
$466K+498%
CCBX
$21K

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Other financials

Income statement

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Revenue$178.1M+49.1%
Net income-$42.1M-482%
EPS (diluted)-$2.76-489%

Balance sheet

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Cash & equivalents$1.0B+40.1%
Total debt$4.5M-10.7%
Total equity$463.4M+0.4%
Total assets$5.5B+21.8%

Cash flow

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Operating cash flow$76.9M+16.4%
CapEx$2.2M+6.1%
Free cash flow$74.6M+16.7%

Valuation

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Market cap$692.83M-53.7%
Enterprise value-$311.1M-140%
P/S1.1×-1.6×

Profitability

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Net margin-0.6%-9.2pp
FCF margin42.9%-3.5pp

Returns & leverage

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Return on equity-0.8%-13.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept us-gaap:OtherIncome.

The source filing: Coastal Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437958-26-000061
Line itemThree months ended June 30, 2026 / Community BankThree months ended June 30, 2026 / CCBXThree months ended June 30, 2026 / Treasury & AdministrationThree months ended June 30, 2026 / ConsolidatedThree months ended June 30, 2025 / Community BankThree months ended June 30, 2025 / CCBXThree months ended June 30, 2025 / Treasury & AdministrationThree months ended June 30, 2025 / Consolidated
Net interest income/(expense) after provision for credit losses on loans and unfunded commitments25,240(32,312)4,282(2,790)20,24420,0454,23744,526
NONINTEREST INCOME
Deposit service charges and fees1,045(29)1,016913913
Other income15521466642174(117)57
BaaS program income12,01212,0127,6517,651
BaaS indemnification income75,03775,03734,07234,072
Noninterest income1,20087,04146688,7071,08741,723(117)42,693
NONINTEREST EXPENSE

Item 1. Condensed Consolidated Financial Statements (unaudited)

FAQ

What is Coastal Financial's community bank — other income?
Coastal Financial (CCB) reported community bank — other income of $155K in Q2 2026.
How has Coastal Financial's community bank — other income changed year-over-year?
Coastal Financial's community bank — other income decreased by 10.9% year-over-year, from $174K to $155K.
What is the long-term trend for Coastal Financial's community bank — other income?
Over 4 years (2021 to 2025), Coastal Financial's community bank — other income has grown at a -45.9% compound annual growth rate (CAGR), from $7.02M to $603K.
What does community bank — other income mean?
Miscellaneous non-interest revenue streams that do not fall under standard service charges or fee categories. This metric captures ancillary income sources that contribute to the overall financial performance of the community banking segment.

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