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Credit Acceptance CACC Interest — Other income

Other product segments

Ancillary Product Profit Sharing Income
$37.8M+13.2%
Ancillary Product Profit Sharing
$9.1M+4.6%
Remarketing Fees
$4.1M+20.6%
Other
$400K0.0%

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Other financials

Income statement

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Revenue$580.0M+1.6%
Net income$135.8M+27.8%
EPS (diluted)$12.40+43.2%

Balance sheet

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Cash & equivalents$551.4M-50.8%
Total equity$1.5B-11.5%
Total assets$8.7B-6.1%

Cash flow

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Operating cash flow$346.8M+0.2%
CapEx$1.3M+333%
Free cash flow$345.5M-0.1%

Valuation

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Market cap$6.03B+15.5%
P/E13.3×+1.0×
P/S2.6×+0.3×

Profitability

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Net margin19.5%+6.5pp
FCF margin45.3%-7.4pp

Returns & leverage

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Return on equity28.1%+10.9pp
Debt / equity

Where this comes from

Reported directly by Credit Acceptance in its filing.

Tagged under the XBRL concept us-gaap:OtherIncome.

The source filing: Credit Acceptance’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000885550-26-000080
(In millions)For the Three Months Ended March 31, 2026For the Three Months Ended March 31, 2025
Ancillary product profit sharing$9.1$8.7
Interest4.88.4
Remarketing fees4.13.4
Other0.40.4
Total$18.4$20.9

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Credit Acceptance's interest — other income?
Credit Acceptance (CACC) reported interest — other income of $4.8M in Q1 2026.
How has Credit Acceptance's interest — other income changed year-over-year?
Credit Acceptance's interest — other income decreased by 42.9% year-over-year, from $8.4M to $4.8M.
What is the long-term trend for Credit Acceptance's interest — other income?
Over 4 years (2021 to 2025), Credit Acceptance's interest — other income has grown at a 118.8% compound annual growth rate (CAGR), from $1.2M to $27.5M.
What does interest — other income mean?
This metric represents the revenue generated from interest-bearing financial products and associated ancillary income streams within a specific business segment. It captures the core yield earned on consumer credit portfolios, including finance charges and related fees derived from lending activities. This figure serves as a primary indicator of the segment's ability to monetize its credit assets and generate recurring interest-based cash flows.

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