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Credit Acceptance CACC Ancillary Product Profit Sharing — Other income

Other product segments

Ancillary Product Profit Sharing Income
$37.8M+13.2%
Interest
$4.8M-42.9%
Remarketing Fees
$4.1M+20.6%
Other
$400K0.0%

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Other financials

Income statement

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Revenue$580.0M+1.6%
Net income$135.8M+27.8%
EPS (diluted)$12.40+43.2%

Balance sheet

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Cash & equivalents$551.4M-50.8%
Total equity$1.5B-11.5%
Total assets$8.7B-6.1%

Cash flow

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Operating cash flow$346.8M+0.2%
CapEx$1.3M+333%
Free cash flow$345.5M-0.1%

Valuation

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Market cap$6.03B+15.5%
P/E13.3×+1.0×
P/S2.6×+0.3×

Profitability

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Net margin19.5%+6.5pp
FCF margin45.3%-7.4pp

Returns & leverage

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Return on equity28.1%+10.9pp
Debt / equity

Where this comes from

Reported directly by Credit Acceptance in its filing.

Tagged under the XBRL concept us-gaap:OtherIncome.

The source filing: Credit Acceptance’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000885550-26-000080
(In millions)For the Three Months Ended March 31, 2026For the Three Months Ended March 31, 2025
Ancillary product profit sharing$9.1$8.7
Interest4.88.4
Remarketing fees4.13.4
Other0.40.4
Total$18.4$20.9

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Credit Acceptance's ancillary product profit sharing — other income?
Credit Acceptance (CACC) reported ancillary product profit sharing — other income of $9.1M in Q1 2026.
How has Credit Acceptance's ancillary product profit sharing — other income changed year-over-year?
Credit Acceptance's ancillary product profit sharing — other income increased by 4.6% year-over-year, from $8.7M to $9.1M.
What does ancillary product profit sharing — other income mean?
This metric represents the revenue generated from profit-sharing arrangements related to ancillary products, such as credit insurance or vehicle service contracts, sold alongside automobile loans. It reflects the company's ability to capture additional value from the dealer network beyond core interest income by participating in the underwriting or administrative profits of these secondary products. Monitoring this income stream provides insight into the diversification of the company's revenue model and the performance of its partnership-based product offerings.

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