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Coastal Financial CCB Director and staff expenses

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Other financials

Income statement

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Revenue$178.1M+49.1%
Net income-$42.1M-482%
EPS (diluted)-$2.76-489%

Balance sheet

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Cash & equivalents$1.0B+40.1%
Total debt$4.5M-10.7%
Total equity$463.4M+0.4%
Total assets$5.5B+21.8%

Cash flow

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Operating cash flow$76.9M+16.4%
CapEx$2.2M+6.1%
Free cash flow$74.6M+16.7%

Valuation

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Market cap$692.83M-53.7%
Enterprise value-$311.1M-140%
P/S1.1×-1.6×

Profitability

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Net margin-0.6%-9.2pp
FCF margin42.9%-3.5pp

Returns & leverage

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Return on equity-0.8%-13.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept ck1437958:NoninterestDirectorsAndStaffExpenses.

The source filing: Coastal Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437958-26-000061
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Point of sale expense46469909176
Excise taxes9886812,1571,403
Federal Deposit Insurance Corporation ("FDIC") assessments8297901,4021,545
Director and staff expenses7186121,3861,243
Marketing65044100
Credit enhancement receivable valuation adjustment46,00946,009
Other expense2,3261,4754,2183,378
Noninterest expense, excluding BaaS loan and BaaS fraud expense96,39037,545139,84375,034

Item 1. Condensed Consolidated Financial Statements (unaudited)

FAQ

What is Coastal Financial's director and staff expenses?
Coastal Financial (CCB) reported director and staff expenses of $718K in Q2 2026.
How has Coastal Financial's director and staff expenses changed year-over-year?
Coastal Financial's director and staff expenses increased by 17.3% year-over-year, from $612K to $718K.
What is the long-term trend for Coastal Financial's director and staff expenses?
Over 4 years (2021 to 2025), Coastal Financial's director and staff expenses has grown at a 21.9% compound annual growth rate (CAGR), from $1.21M to $2.66M.
What does director and staff expenses mean?
Director and staff expenses as reported by Coastal Financial Corporation.

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