Screener
Coastal Financial CCB BaaS loan and fraud expense
BaaS loan and fraud expense at other companies
Segments
By product
Other financials
Where this comes from
Reported directly by Coastal Financial in its filing.
Tagged under the XBRL concept ck1437958:BankingServiceExpenses.
The source filing: Coastal Financial’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 11:01 AM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001437958-26-000061
| Line item | Three Months Ended / June 30, 2026 | Three Months Ended / June 30, 2025 | Six Months Ended / June 30, 2026 | Six Months Ended / June 30, 2025 |
|---|---|---|---|---|
| Noninterest expense, excluding BaaS loan and BaaS fraud expense | 96,390 | 37,545 | 139,843 | 75,034 |
| BaaS loan expense | 40,409 | 32,483 | 77,349 | 64,990 |
| BaaS fraud expense | 4,312 | 2,804 | 7,371 | 4,797 |
| BaaS loan and fraud expense | 44,721 | 35,287 | 84,720 | 69,787 |
| Total noninterest expense | 141,111 | 72,832 | 224,563 | 144,821 |
| (Loss) income before provision for income taxes | (55,194) | 14,387 | (40,610) | 26,156 |
| (BENEFIT) PROVISION FOR INCOME TAXES | (13,089) | 3,359 | (10,524) | 5,398 |
| NET (LOSS) INCOME | $(42,105) | $11,028 | $(30,086) | $20,758 |
Item 1. Condensed Consolidated Financial Statements (unaudited)
FAQ
- What is Coastal Financial's baas loan and fraud expense?
- Coastal Financial (CCB) reported baas loan and fraud expense of $44.72M in Q2 2026.
- How has Coastal Financial's baas loan and fraud expense changed year-over-year?
- Coastal Financial's baas loan and fraud expense increased by 26.7% year-over-year, from $35.29M to $44.72M.
- What is the long-term trend for Coastal Financial's baas loan and fraud expense?
- Over 4 years (2021 to 2025), Coastal Financial's baas loan and fraud expense has grown at a 135.2% compound annual growth rate (CAGR), from $4.48M to $137.1M.
- What does baas loan and fraud expense mean?
- This metric tracks the specific costs and losses associated with Banking-as-a-Service (BaaS) operations, including loan-related expenses and fraud losses incurred through third-party partnerships. It is a key performance indicator for banks that leverage third-party platforms to scale their lending or service offerings. High levels of these expenses may indicate operational risks or challenges in managing third-party program quality.
Ask your AI about Coastal Financial's baas loan and fraud expense.
Connect your AI assistant and compare it to peers, right in your chat.
Connect your AI
Claude