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CNB Financial CCNE Transfers from loans held for investment to loans held for sale

Transfers from loans held for investment to loans held for sale at other companies

Five Star Bancorp logo
Five Star BancorpFSBC
$0-100%
Intuit logo
IntuitINTU
$440M+226%
TFI
Triumph FinancialTFIN
$5.98M+5.0%
Huntington Bancshares logo
Huntington BancsharesHBAN
$140M+91.8%
PNC Financial Services logo
PNC Financial ServicesPNC
$0-100%
Truist Financial logo
Truist FinancialTFC
$187.5M+25.0%

Other financials

Income statement

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Revenue$83.3M+46.3%
Net income$27.0M+135%
EPS (diluted)$0.88+76.0%

Balance sheet

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Cash & equivalents$602.5M+15.8%
Total debt$310.1M+122%
Total equity$889.1M+42.4%
Total assets$8.5B+35.3%

Cash flow

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Operating cash flow$19.2M+65.4%
CapEx$362.0K-79.0%
Free cash flow$18.8M+90.6%

Valuation

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Market cap$994.65M+117%
Enterprise value$702.26M+790%
P/E12.2×+3.6×
P/S3.2×+1.2×

Profitability

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Net margin26.5%+3.2pp
FCF margin21.9%-2.1pp

Returns & leverage

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Return on equity10.8%+1.9pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by CNB Financial in its filing.

Tagged under the XBRL concept ccne:NonCashConsiderationNetTransfersFromLoansHeldForInvestmentToLoansHeldForSale.

The official record: CNB Financial’s 10-K, filed March 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is CNB Financial's transfers from loans held for investment to loans held for sale?
CNB Financial (CCNE) reported transfers from loans held for investment to loans held for sale of $96.25K in Q4 2025.
How has CNB Financial's transfers from loans held for investment to loans held for sale changed year-over-year?
CNB Financial's transfers from loans held for investment to loans held for sale decreased by 12.1% year-over-year, from $109.5K to $96.25K.
What is the long-term trend for CNB Financial's transfers from loans held for investment to loans held for sale?
Over 2 years (2023 to 2025), CNB Financial's transfers from loans held for investment to loans held for sale has grown at a 52.3% compound annual growth rate (CAGR), from $166K to $385K.
What does transfers from loans held for investment to loans held for sale mean?
Represents the non-cash reclassification of assets from the held-for-investment portfolio to the held-for-sale category. This indicates a strategic decision to liquidate specific loan segments to generate liquidity or manage balance sheet risk.