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CF Bankshares CFBK Gain Loss On Sales Of Residential Mortgage Loans

Discontinued — last reported Q2 '26

Gain Loss On Sales Of Residential Mortgage Loans at other companies

MetroCity Bankshares logo
MetroCity BanksharesMCBS
$2.81M
Citizens Community Bancorp logo
Citizens Community BancorpCZWI
$442K-36.8%
Associated Banc-Corp logo
Associated Banc-CorpASB
$0+100%
Bank First Corporation logo
Bank First CorporationBFC
$661K+95.6%
Western New England Bancorp logo
Western New England BancorpWNEB
$4K
First Financial Corporation logo
First Financial CorporationTHFF
$493K+14.7%

Other financials

Income statement

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Revenue$16.5M+6.2%
Net income$5.7M+13.8%
EPS (diluted)$0.90+16.9%

Balance sheet

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Cash & equivalents$253.1M-8.2%
Total debt$5.9M-0.3%
Total equity$194.3M+9.8%
Total assets$2.2B+1.7%

Cash flow

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Operating cash flow$4.7M+114%
CapEx$109.0K+102%
Free cash flow$4.6M+115%

Valuation

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Market cap$221M+43.6%
Enterprise value-$26.19M-77.4%
P/E11.7×+3.2×
P/S3.5×+0.8×

Profitability

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Net margin30.1%-1.8pp
FCF margin33.5%-0.9pp

Returns & leverage

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Return on equity10.1%-0.6pp
Debt / equity0.0×

Where this comes from

Reported directly by CF Bankshares in its filing.

Tagged under the XBRL concept cfbk:GainLossOnSalesOfResidentialMortgageLoans.

The official record: CF Bankshares’s 8-K, filed July 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is CF Bankshares's gain loss on sales of residential mortgage loans?
CF Bankshares (CFBK) reported gain loss on sales of residential mortgage loans of $150K in Q2 2026.
How has CF Bankshares's gain loss on sales of residential mortgage loans changed year-over-year?
CF Bankshares's gain loss on sales of residential mortgage loans decreased by 27.2% year-over-year, from $206K to $150K.
What is the long-term trend for CF Bankshares's gain loss on sales of residential mortgage loans?
Over 3 years (2021 to 2025), CF Bankshares's gain loss on sales of residential mortgage loans has grown at a -50.5% compound annual growth rate (CAGR), from $5.92M to $716K.
What does gain loss on sales of residential mortgage loans mean?
This captures the realized gains or losses from the sale of residential mortgage loans into the secondary market. It reflects the bank's mortgage banking activity and the impact of interest rate fluctuations on the value of its mortgage pipeline.