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Citizens Community Bancorp CZWI Gain Loss On Sale Of Mortgage Loans

Gain Loss On Sale Of Mortgage Loans at other companies

Associated Banc-Corp logo
Associated Banc-CorpASB
$0+100%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$265K-2.6%
First Financial Corporation logo
First Financial CorporationTHFF
$294K+30.7%
National Bank Holdings logo
National Bank HoldingsNBHC
$2.74M-17.3%
Customers Bancorp logo
Customers BancorpCUBI

Other financials

Income statement

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Revenue$16.1M+13.5%
Net income$3.8M+17.5%
EPS (diluted)$0.39+21.9%

Balance sheet

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Cash & equivalents$149.2M+48.9%
Total debt$731.0K-24.6%
Total equity$190.9M+6.0%
Total assets$1.8B+2.4%

Cash flow

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Operating cash flow$4.0M+146%
CapEx$570.0K+470%
Free cash flow$3.4M+125%

Valuation

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Market cap$225.58M+67.4%
Enterprise value$77.1M+14.4%
P/E15.1×+4.2×
P/S3.5×+1.2×

Profitability

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Net margin23.3%+0.2pp
FCF margin20.1%-1.7pp

Returns & leverage

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Return on equity8.1%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens Community Bancorp in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSaleOfMortgageLoans.

The official record: Citizens Community Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Community Bancorp's gain loss on sale of mortgage loans?
Citizens Community Bancorp (CZWI) reported gain loss on sale of mortgage loans of $1.02M in Q1 2026.
How has Citizens Community Bancorp's gain loss on sale of mortgage loans changed year-over-year?
Citizens Community Bancorp's gain loss on sale of mortgage loans increased by 41.8% year-over-year, from $720K to $1.02M.
What is the long-term trend for Citizens Community Bancorp's gain loss on sale of mortgage loans?
Over 4 years (2021 to 2025), Citizens Community Bancorp's gain loss on sale of mortgage loans has grown at a -14.2% compound annual growth rate (CAGR), from $5.4M to $2.93M.
What does gain loss on sale of mortgage loans mean?
Realized gains or losses resulting from the sale of mortgage loans into the secondary market. This metric is highly sensitive to interest rate environments and the bank's strategic decision to sell rather than hold residential mortgage assets.