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CF Bankshares CFBK Provision for Credit Losses

Provision for Credit Losses at other companies

KeyCorp logo
KeyCorpKEY
$106M-10.2%
Washington Trust Bancorp logo
Washington Trust BancorpWASH
$4M+233%
First Financial Corporation logo
First Financial CorporationTHFF
$2.55M+30.8%
QCR Holdings logo
QCR HoldingsQCRH
$2.45M-42.0%
Carter Bankshares, Inc. logo
Carter Bankshares, Inc.CARE
-$34.14M-1,496%
Bank First Corporation logo
Bank First CorporationBFC
$0+100%

Other financials

Income statement

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Revenue$14.8M+4.9%
Net income$5.0M+13.4%
EPS (diluted)$0.77+13.2%

Balance sheet

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Cash & equivalents$267.8M+11.1%
Total debt$6.1M-0.2%
Total equity$189.0M+9.4%
Total assets$2.1B+2.4%

Cash flow

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Operating cash flow$4.7M+114%
CapEx$109.0K+102%
Free cash flow$4.6M+115%

Valuation

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Market cap$206.9M+34.9%
Enterprise value-$54.79M-52.9%
P/E11.4×+2.9×
P/S3.4×+0.7×

Profitability

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Net margin29.4%+2.0pp
FCF margin33.5%-0.9pp

Returns & leverage

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Return on equity10%+1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by CF Bankshares in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: CF Bankshares’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is CF Bankshares's provision for credit losses?
CF Bankshares (CFBK) reported provision for credit losses of $604K in Q1 2026.
How has CF Bankshares's provision for credit losses changed year-over-year?
CF Bankshares's provision for credit losses increased by 3.8% year-over-year, from $582K to $604K.
What is the long-term trend for CF Bankshares's provision for credit losses?
Over 2 years (2023 to 2025), CF Bankshares's provision for credit losses has grown at a 88.7% compound annual growth rate (CAGR), from $2.32M to $8.25M.
What does provision for credit losses mean?
Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.