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First Financial Corporation THFF Provision for Credit Losses

Provision for Credit Losses at other companies

Bank First Corporation logo
Bank First CorporationBFC
$0+100%
Regions Financial logo
Regions FinancialRF
$91M-26.6%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
$10.73M+87.1%
First Financial Bankshares logo
First Financial BanksharesFFIN
$2.29M-35.1%
Business First Bancshares logo
Business First BancsharesBFST
$2.28M-19.0%
First Financial Bancorp logo
First Financial BancorpFFBC
$8.54M-1.8%

Other financials

Income statement

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Revenue$68.2M+9.1%
Net income$19.8M+7.6%
EPS (diluted)$1.67+7.7%

Balance sheet

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Total debt$7.4M-2.7%
Total equity$655.3M+14.6%
Total assets$6.1B+10.4%

Cash flow

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Operating cash flow$22.6M+7.4%
CapEx$687.0K+21.4%
Free cash flow$21.9M+7.0%

Valuation

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Market cap$905.21M+50.0%
P/E11.2×+0.2×
P/S3.4×+0.8×

Profitability

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Net margin30.1%+6.5pp
FCF margin32.8%+5.6pp

Returns & leverage

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Return on equity13.1%+3.1pp
Debt / equity0.0×

Where this comes from

Reported directly by First Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: First Financial Corporation’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Financial Corporation's provision for credit losses?
First Financial Corporation (THFF) reported provision for credit losses of $2.55M in Q1 2026.
How has First Financial Corporation's provision for credit losses changed year-over-year?
First Financial Corporation's provision for credit losses increased by 30.8% year-over-year, from $1.95M to $2.55M.
What is the long-term trend for First Financial Corporation's provision for credit losses?
Over 3 years (2021 to 2025), First Financial Corporation's provision for credit losses has grown at a 49.3% compound annual growth rate (CAGR), from $2.47M to $8.2M.
What does provision for credit losses mean?
Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.