Skip to content

First Commonwealth Financial FCF Provision for Credit Losses

Provision for Credit Losses at other companies

First Financial Bankshares logo
First Financial BanksharesFFIN
$2.29M-35.1%
First Bancorp logo
First BancorpFBNC
$3.08M+176%
First Financial Bancorp logo
First Financial BancorpFFBC
$8.54M-1.8%
Simmons First National logo
Simmons First NationalSFNC
$14.62M-45.4%
Bank First Corporation logo
Bank First CorporationBFC
$0+100%
Community Financial System logo
Community Financial SystemCBU
$5.64M-15.8%

Other financials

Income statement

See full
Revenue$133.6M+13.2%
Net income$37.5M+14.8%
EPS (diluted)$0.37+15.6%

Balance sheet

See full
Cash & equivalents$342.9M+143%
Total debt$199.7M-48.6%
Total equity$1.6B+7.3%
Total assets$12.3B+4.0%

Cash flow

See full
Operating cash flow$86.8M+55.4%
CapEx$4.0M+3.5%
Free cash flow$42.9M+50.5%

Valuation

See full
Market cap$2.03B+13.6%
Enterprise value$1.89B-9.6%
P/E12.9×-0.1×
P/S3.8×0.0×

Profitability

See full
Net margin29.2%+0.5pp
FCF margin32.8%+9.0pp

Returns & leverage

See full
Return on equity10.5%+0.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by First Commonwealth Financial in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: First Commonwealth Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

Ask your AI about First Commonwealth Financial's provision for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is First Commonwealth Financial's provision for credit losses?
First Commonwealth Financial (FCF) reported provision for credit losses of $10.73M in Q1 2026.
How has First Commonwealth Financial's provision for credit losses changed year-over-year?
First Commonwealth Financial's provision for credit losses increased by 87.1% year-over-year, from $5.74M to $10.73M.
What is the long-term trend for First Commonwealth Financial's provision for credit losses?
Over 3 years (2021 to 2025), First Commonwealth Financial's provision for credit losses has grown at a 198.8% compound annual growth rate (CAGR), from -$1.38M to $36.73M.
What does provision for credit losses mean?
Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.