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Capitol Federal Financial CFFN Net Interest Income

Net Interest Income at other companies

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$315.09M+12.5%
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$16B+9.0%
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$50.93M+6.9%
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$39.95M+23.5%
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$62.35M-8.0%

Other financials

Income statement

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Revenue$60.2M+18.5%
Net income$23.6M+28.2%
EPS (diluted)$0.19+35.7%

Balance sheet

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Cash & equivalents$136.1M-22.2%
Total debt$1.6B-21.0%
Total equity$1.0B-2.4%
Total assets$9.7B-0.3%

Cash flow

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Operating cash flow$17.4M+40.5%
CapEx$1.8M+6.8%
Free cash flow$15.7M+45.7%

Valuation

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Market cap$1.1B+43.0%
Enterprise value$2.6B-2.5%
P/E13.2×+0.7×
P/S4.8×+0.8×

Profitability

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Net margin36.1%+4.2pp
FCF margin31.2%

Returns & leverage

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Return on equity8%+2.1pp
Debt / equity1.6×-0.4×

Where this comes from

Reported directly by Capitol Federal Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Capitol Federal Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 10:50 AM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q2 2026
Accession
0001490906-26-000025
CAPITOL FEDERAL FINANCIAL, INC. AND SUBSIDIARY / CONSOLIDATED STATEMENTS OF INCOME (Unaudited) / (Dollars in thousands, except per share amounts)CAPITOL FEDERAL FINANCIAL, INC. AND SUBSIDIARY / CONSOLIDATED STATEMENTS OF INCOME (Unaudited) / (Dollars in thousands, except per share amounts) / For the Three Months Ended / June 30, 2026CAPITOL FEDERAL FINANCIAL, INC. AND SUBSIDIARY / CONSOLIDATED STATEMENTS OF INCOME (Unaudited) / (Dollars in thousands, except per share amounts) / For the Nine Months Ended / June 30, 2025CAPITOL FEDERAL FINANCIAL, INC. AND SUBSIDIARY / CONSOLIDATED STATEMENTS OF INCOME (Unaudited) / (Dollars in thousands, except per share amounts) / For the Nine Months Ended / June 30, 20262025
Deposits36,27535,860110,074109,058
Borrowings15,36118,36048,52854,889
Total interest expense51,63654,220158,602163,947
NET INTEREST INCOME53,48345,458157,066131,528
PROVISION FOR CREDIT LOSSES(433)(451)3,045226
NET INTEREST INCOME AFTER
PROVISION FOR CREDIT LOSSES53,91645,909154,021131,302
NON-INTEREST INCOME:

Item 1. Financial Statements (Unaudited)

FAQ

What is Capitol Federal Financial's net interest income?
Capitol Federal Financial (CFFN) reported net interest income of $53.48M in Q2 2026.
How has Capitol Federal Financial's net interest income changed year-over-year?
Capitol Federal Financial's net interest income increased by 17.7% year-over-year, from $45.46M to $53.48M.
What is the long-term trend for Capitol Federal Financial's net interest income?
Over 4 years (2021 to 2025), Capitol Federal Financial's net interest income has grown at a 0.8% compound annual growth rate (CAGR), from $175M to $180.31M.
What does net interest income mean?
This is the difference between the interest earned on loans and investments and the interest paid on deposits and borrowings. It represents the core profitability of the bank's primary business of financial intermediation.

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