Where do Cullen/Frost Bankers's ratios come from?

Every ratio is computed from Cullen/Frost Bankers's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	29%+0.8pp	28.2%-1.9pp	30.1%-4.1pp	34.1%+1.8pp
Returns
Return on equity	15.3%0.0pp	15.3%-2.1pp	17.4%+2.2pp	15.3%+5.1pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0.1×—	——	——	——
Valuation
Market capitalization	$8.1B-6.0%	$8.61B+23.9%	$6.95B-19.2%	$8.6B+7.0%
Price / earnings	12.5×-2.3×	14.8×+3.2×	11.6×-3.2×	14.8×-3.3×
Price / sales	3.6×-0.5×	4.2×+0.7×	3.5×-1.6×	5.1×-0.8×
Price / book	1.8×-0.4×	2.2×+0.3×	1.9×-0.9×	2.7×+0.9×
Dividend yield	3.2%+0.3pp	2.8%-0.5pp	3.3%+0.9pp	2.4%+0.1pp

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Where do Cullen/Frost Bankers's ratios come from?: Every ratio is computed from Cullen/Frost Bankers's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.