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Chemung Financial CHMG Retained Earnings

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Other financials

Income statement

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Revenue$31.2M+209%
Net income$8.8M+237%
EPS (diluted)$1.82+235%

Balance sheet

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Cash & equivalents$73.1M-77.2%
Total debt$232.0M+42.2%
Total equity$270.4M+15.1%
Total assets$2.8B-1.1%

Cash flow

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Operating cash flow$9.2M-5.2%
CapEx$323.0K-10.3%
Free cash flow$8.9M-5.1%

Valuation

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Market cap$391.7M+63.7%
Enterprise value$550.55M+569%
P/E11.7×-9.7×
P/S3.3×+0.5×

Profitability

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Net margin27.9%+14.8pp
FCF margin37.7%+3.9pp

Returns & leverage

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Return on equity13.3%+8.1pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by Chemung Financial in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The source filing: Chemung Financial’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 2:29 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054168

FAQ

What is Chemung Financial's retained earnings?
Chemung Financial (CHMG) reported retained earnings of $271.22M in Q2 2026.
How has Chemung Financial's retained earnings changed year-over-year?
Chemung Financial's retained earnings increased by 11.1% year-over-year, from $244.21M to $271.22M.
What is the long-term trend for Chemung Financial's retained earnings?
Over 5 years (2020 to 2025), Chemung Financial's retained earnings has grown at a 8.8% compound annual growth rate (CAGR), from $168.01M to $256.48M.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

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