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Chemung Financial CHMG Total Interest Income

Total Interest Income at other companies

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$2.01B-3.1%
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$39.51M+2.0%
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$86.02M-13.4%
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$24.38M-1.8%
Community Financial System logo
Community Financial SystemCBU
$184.35M+6.6%

Segments

By segment

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Core Banking$34.89M+5.6%

Other financials

Income statement

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Revenue$31.2M+209%
Net income$8.8M+237%
EPS (diluted)$1.82+235%

Balance sheet

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Cash & equivalents$73.1M-77.2%
Total debt$232.0M+42.2%
Total equity$270.4M+15.1%
Total assets$2.8B-1.1%

Cash flow

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Operating cash flow$9.2M-5.2%
CapEx$323.0K-10.3%
Free cash flow$8.9M-5.1%

Valuation

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Market cap$391.7M+63.7%
Enterprise value$550.55M+569%
P/E11.7×-9.7×
P/S3.3×+0.5×

Profitability

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Net margin27.9%+14.8pp
FCF margin37.7%+3.9pp

Returns & leverage

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Return on equity13.3%+8.1pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by Chemung Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeOperating.

The source filing: Chemung Financial’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:29 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054168
(in thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Taxable securities1,6662,5303,3535,553
Tax exempt securities78214152465
Interest-earning deposits3258556281,180
Total interest and dividend income34,89133,03468,47664,732
Interest expense:
Deposits8,70311,07617,24222,232
Borrowed funds1,5181,1502,9801,875
Total interest expense10,22112,22620,22224,107

Item 1. Financial Statements – Unaudited

FAQ

What is Chemung Financial's total interest income?
Chemung Financial (CHMG) reported total interest income of $34.89M in Q2 2026.
How has Chemung Financial's total interest income changed year-over-year?
Chemung Financial's total interest income increased by 5.6% year-over-year, from $33.03M to $34.89M.
What is the long-term trend for Chemung Financial's total interest income?
Over 4 years (2021 to 2025), Chemung Financial's total interest income has grown at a 17.8% compound annual growth rate (CAGR), from $69.01M to $132.84M.
What does total interest income mean?
Total interest earned on all interest-bearing assets — loans, investment securities, deposits at other banks, and federal funds sold.

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