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Citizens CIA Q1 2026 earnings

Reported May 7, 2026 · After market close

Revenue$58.2MMiss by $510.0K
EPS$0.05Miss by $0.00
Revenue estimate$58.7M
EPS estimate$0.05

Next report

Nov 5, 2026 (in 2 months)
Revenue estimate$64.7M
EPS estimate$0.03

Financials

Q1 2026

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation & ratios

Valuation

as of 03/31/26
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Market cap$253.01M+11.4%
P/E13.7×-12.3×
P/S1×0.0×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

See full
Return on equity8.1%+3.9pp

Segments

By segment

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International Insurance Segment$40.0M—
Domestic Insurance Segment$19.5M—

FAQ

When did Citizens report Q1 2026 earnings?
Citizens (CIA) reported Q1 2026 earnings on May 7, 2026 after market close.
What were Citizens's Q1 2026 revenue and EPS?
Citizens reported revenue of $58.2M and eps of $0.05 for Q1 2026.
Did Citizens beat estimates in Q1 2026?
Revenue missed the consensus estimate of $58.7M by $510.0K. EPS missed the consensus estimate of $0.05 by $0.00.
How did Citizens's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 4.6% from $55.7M a year earlier and eps grew 126.5% from $0.02.
Where can I find Citizens's Q1 2026 SEC filings?
You can read the 8-K earnings release (0000024090-26-000026) and the 10-Q periodic report (0000024090-26-000027) directly on SEC EDGAR. The filing index links above go to sec.gov.