When did Citizens report Q4 2024 earnings?

Citizens (CIA) reported Q4 2024 earnings on March 13, 2025 before market open.

What were Citizens's Q4 2024 revenue and EPS?

Citizens reported revenue of $63.5M and eps of $0.07 for Q4 2024.

Did Citizens beat estimates in Q4 2024?

Revenue missed the consensus estimate of $64.7M by $1.2M. EPS missed the consensus estimate of $0.10 by $0.03.

Where can I find Citizens's Q4 2024 SEC filings?

You can read the 10-K periodic report (0000024090-25-000018) directly on SEC EDGAR. The filing index links above go to sec.gov.

Citizens CIA Q4 2024 Annual earnings

Reported March 13, 2025 · Before market open

Revenue$63.5MMiss by $1.2M

EPS$0.07Miss by $0.03

Revenue estimate$64.7M

EPS estimate$0.10

Next report

Aug 6, 2026 (In 1 week)

Revenue estimate$63.9M

EPS estimate$0.07

Financials

Q4 2024

Income statement

See full

Revenue$63.5M-5.0%

Net income$3.6M-66.3%

Balance sheet

See full

Cash & equivalents$29.3M+8.4%

Total debt$7.8M-14.2%

Total equity$210.4M+22.2%

Total assets$1.7B+1.0%

Cash flow

See full

Operating cash flow$10.8M+63.7%

CapEx$102.0K-32.0%

Free cash flow$10.7M+66.0%

Valuation & ratios

Valuation

as of 12/31/24

See full

Market cap$200.13M+50.1%

Enterprise value$178.64M+54.8%

P/E13.4×+8.0×

P/S0.8×+0.3×

Profitability

See full

Net margin6.1%-4.1pp

FCF margin12.8%+3.8pp

Returns & leverage

See full

Return on equity7.8%-8.5pp

Debt / equity0×0.0×

Segments

By segment

See full

International Insurance Segment$42.6M—

Domestic Insurance Segment$18.4M—

Versus estimates

Revenue

Q1 2026$58.2MMiss by $510.0K Q4 2025$70.2MBeat by $2.3M Q3 2025$62.8MMiss by $5.1M Q1 2025$55.7MMiss by $7.5M

Q4 2024$63.5MMiss by $1.2M

Q3 2024$61.7MMiss by $2.9M

Diluted EPS

Q1 2026$0.05Miss by $0.00 Q4 2025$0.11Beat by $0.03 Q3 2025$0.07Beat by $0.01 Q1 2025$0.02Miss by $0.03

Q4 2024$0.07Miss by $0.03

Q3 2024$0.05Miss by $0.03

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Questions, answered.

When did Citizens report Q4 2024 earnings?: Citizens (CIA) reported Q4 2024 earnings on March 13, 2025 before market open.
What were Citizens's Q4 2024 revenue and EPS?: Citizens reported revenue of $63.5M and eps of $0.07 for Q4 2024.
Did Citizens beat estimates in Q4 2024?: Revenue missed the consensus estimate of $64.7M by $1.2M. EPS missed the consensus estimate of $0.10 by $0.03.
Where can I find Citizens's Q4 2024 SEC filings?: You can read the 10-K periodic report (0000024090-25-000018) directly on SEC EDGAR. The filing index links above go to sec.gov.