Discontinued — last reported Q3 '25
Operating
Change in loss reserves
Cincinnati Financial Change in loss reserves increased by 83.0% to $452.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 41.8%, from $777.00M to $452.00M. Over 4 years (FY 2021 to FY 2025), Change in loss reserves shows an upward trend with a 28.1% CAGR.
Analysis
StatementCash Flow Statement
SectionOperating
CategoryRisk
SignalContext dependent
VolatilityVolatile
First reportedQ1 2013
Last reportedQ3 2025
How to read this metric
An increase suggests growing underwriting volume or higher estimated future claims, while a decrease may indicate reserve releases or lower claim expectations.
Detailed definition
Reflects the net change in the liability established for estimated future claims and loss adjustment expenses. This is a...
Peer comparison
Standard for property and casualty insurers; essential for assessing underwriting risk.
Metric ID:
change_in_loss_reservesHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $69.00M | $273.00M | $13.00M | $61.00M | $303.00M | $444.00M | $287.00M | $293.00M | $180.00M | $204.00M | $0.00 | $196.00M | $309.00M | $373.00M | $75.00M | $777.00M | $292.00M | $188.00M | $247.00M | $452.00M |
| QoQ Change | — | +295.7% | -95.2% | +369.2% | +396.7% | +46.5% | -35.4% | +2.1% | -38.6% | +13.3% | -100.0% | — | +57.7% | +20.7% | -79.9% | +936.0% | -62.4% | -35.6% | +31.4% | +83.0% |
| YoY Change | — | — | — | — | +339.1% | +62.6% | >999% | +380.3% | -40.6% | -54.1% | -100.0% | -33.1% | +71.7% | +82.8% | — | +296.4% | -5.5% | -49.6% | +229.3% | -41.8% |
Range$0.00 – $777.00M
CAGR+48.5%
Avg YoY Growth+216.4%
Median YoY Growth+62.6%
Current Streak2 quarters growth
Change in loss reserves at Other Companies
Frequently Asked Questions
- What is Cincinnati Financial's change in loss reserves?
- Cincinnati Financial (CINF) reported change in loss reserves of $452.00M in Q1 2026.
- How has Cincinnati Financial's change in loss reserves changed year-over-year?
- Cincinnati Financial's change in loss reserves decreased by 41.8% year-over-year, from $777.00M to $452.00M.
- What is the long-term trend for Cincinnati Financial's change in loss reserves?
- Over 4 years (2021 to 2025), Cincinnati Financial's change in loss reserves has grown at a 28.1% compound annual growth rate (CAGR), from $559.00M to $1.50B.
- What does change in loss reserves mean?
- The net change in the amount set aside to pay future insurance claims.