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Cincinnati Financial CINF Commercial Casualty Line — 5

Other product segments

Commercial Auto Line
6.8%-10.5%
Workers' Compensation Line
4%+5.3%
Personal Auto
3%+15.4%
Homeowner
0.9%+12.5%
Commercial Property Segment
0.7%-36.4%

Similar metrics at other companies

Progressive logo
PGRCommercial Lines Segment — Benefits, claims, losses, and settlement expenses
$1.82B-4.1%
Hippo Holdings logo
HIPOCasualty Lines — 5
4%
The Hanover Insurance Group logo
THGCore Commercial Lines — Liability For Claims And Claims Adjustment Expense
$3.86B+6.9%
The Hanover Insurance Group logo
THGCore Commercial Lines — Supplemental Information For Property Casualty Insurance Underwriters Prior Year Claims And Claims Adjustment Expense
-$23.3M-138%
The Hanover Insurance Group logo
THGCore Commercial Lines — Catastrophe Losses
$31.1M+13.6%
RLI logo
RLIProperty And Casualty Commercial Insurance Product Line — Supplemental Information For Property Casualty Insurance Underwriters Prior Year Claims And Claims Adjustment Expense
-$6.5M-160%

Other financials

Income statement

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Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

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Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFive.

The official record: Cincinnati Financial’s 10-K, filed February 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's commercial casualty line — 5?
Cincinnati Financial (CINF) reported commercial casualty line — 5 of 13.8% in Q4 2025.
How has Cincinnati Financial's commercial casualty line — 5 changed year-over-year?
Cincinnati Financial's commercial casualty line — 5 decreased by 1.4% year-over-year, from 14% to 13.8%.
What does commercial casualty line — 5 mean?
This metric measures the historical claims and adjustment expenses specifically attributed to the commercial casualty segment. It highlights the long-term cost performance of policies written in previous underwriting cycles.