How has Cincinnati Financial's commercial property segment — 4 changed year-over-year?

Cincinnati Financial's commercial property segment — 4 decreased by 31.3% year-over-year, from 1.6% to 1.1%.

What does commercial property segment — 4 mean?

This metric tracks the total earned premiums generated specifically by the commercial property insurance segment. It represents the portion of written premiums that corresponds to the coverage period already provided to policyholders. This is a primary indicator of the scale and market penetration of the company's commercial property business.

Cincinnati Financial CINF Commercial Property Segment — 4

Other product segments

Commercial Casualty Line

16.9%+0.6%

Commercial Auto Line

11.2%-5.1%

Workers' Compensation Line

6.5%-3.0%

Personal Auto

5.8%0.0%

Homeowner

1.7%-10.5%

Similar metrics at other companies

KNSLCommercial Property — Gross written premiums

$93.61M-17.9%

SIGICommercial property — Net premiums earned

$201.63M+8.1%

CNACommercial — Property and Other

$0—

CNAOther Commercial — Revenue

$480M+6.7%

PGRCommercial Lines Segment — Premium revenue

$2.72B+1.6%

SIGICommercial property — Total

$2.45B+531%

Other financials

Income statement

See full

Revenue$2.9B+11.6%

Net income$274.0M+404%

EPS (diluted)$1.75+407%

Balance sheet

See full

Cash & equivalents$1.2B+19.8%

Total debt$791.0M+0.1%

Total equity$15.7B+14.6%

Total assets$41.2B+10.6%

Cash flow

See full

Operating cash flow$656.0M+112%

CapEx$2.0M-33.3%

Free cash flow$654.0M+113%

Valuation

See full

Market cap$28.64B+30.4%

Enterprise value$28.22B+29.7%

P/E10.4×-1.7×

P/S2.2×+0.3×

Profitability

See full

Net margin21.3%+8.1pp

FCF margin26.6%+3.0pp

Returns & leverage

See full

Return on equity18.7%+7.8pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour.

The official record: Cincinnati Financial’s 10-K, filed February 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's commercial property segment — 4?: Cincinnati Financial (CINF) reported commercial property segment — 4 of 1.1% in Q4 2025.
How has Cincinnati Financial's commercial property segment — 4 changed year-over-year?: Cincinnati Financial's commercial property segment — 4 decreased by 31.3% year-over-year, from 1.6% to 1.1%.
What does commercial property segment — 4 mean?: This metric tracks the total earned premiums generated specifically by the commercial property insurance segment. It represents the portion of written premiums that corresponds to the coverage period already provided to policyholders. This is a primary indicator of the scale and market penetration of the company's commercial property business.