Deferred Fixed Annuity — Life policy and investment contract reserves

Cincinnati Financial Deferred Fixed Annuity — Life policy and investment contract reserves decreased by 6.9% to $554.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 6.9%, from $595.00M to $554.00M.

Analysis

StatementSegment

CategoryRisk

SignalContext dependent

VolatilityStable

First reportedQ4 2022

Last reportedQ4 2025

Rolls up toAvailable-for-Sale Debt Securities - Unrealized Loss Position

How to read this metric

Significant changes in reserves often reflect updates to actuarial assumptions or changes in the underlying business volume.

Detailed definition

This represents the estimated liability for future benefit payments to policyholders under annuity contracts. It is calc...

Peer comparison

Standard liability item for all life and annuity insurers, often referred to as 'Future Policy Benefits'.

Metric ID: cinf_segment_deferred_fixed_annuity_life_policy_and_investment_contract_reserves

Historical Data

7 periods

	Q4 '22	Q1 '23	Q2 '23	Q3 '23	Q4 '23	Q4 '24	Q4 '25
Value	$734.00M	$711.00M	$696.00M	$680.00M	$656.00M	$595.00M	$554.00M
QoQ Change	—	-3.1%	-2.1%	-2.3%	-3.5%	-9.3%	-6.9%
YoY Change	—	—	—	—	-10.6%	-9.3%	-6.9%

Range$554.00M – $734.00M

CAGR-17.1%

Avg YoY Growth-8.9%

Median YoY Growth-9.3%

Current Streak6+ quarters decline

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Frequently Asked Questions

What is Cincinnati Financial's deferred fixed annuity — life policy and investment contract reserves?: Cincinnati Financial (CINF) reported deferred fixed annuity — life policy and investment contract reserves of $554.00M in Q4 2025.
How has Cincinnati Financial's deferred fixed annuity — life policy and investment contract reserves changed year-over-year?: Cincinnati Financial's deferred fixed annuity — life policy and investment contract reserves decreased by 6.9% year-over-year, from $595.00M to $554.00M.
What does deferred fixed annuity — life policy and investment contract reserves mean?: The total amount of money set aside to cover future payouts to annuity policyholders.