What does excess and surplus lines insurance — 2 mean?

Represents the earned premiums for the excess and surplus lines segment, which is the portion of written premiums recognized as revenue over the policy term. This aligns revenue recognition with the period of risk coverage.

Cincinnati Financial CINF Excess and Surplus Lines Insurance — 2

Similar metrics at other companies

JRVRExcess & Surplus Lines — Segment revenues

$143.43M-5.3%

KNSLExcess and Surplus Lines Segment — Premiums Earned, Net

$406.86M+11.2%

KNSLExcess and Surplus Lines Segment — Revenue

$466.71M+10.2%

JRVRExcess and Surplus Lines — SEC Schedule, 12-16, Insurance Companies, Supplementary Insurance Information, Premium Written

$136.03M+7.0%

JRVRExcess and Surplus Lines — Assumed from Other Companies

$0—

JRVRExcess & Surplus Lines — Gross written premiums

$212.29M-0.4%

Other financials

Income statement

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Revenue$2.9B+11.6%

Net income$274.0M+404%

EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%

Total debt$791.0M+0.1%

Total equity$15.7B+14.6%

Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%

CapEx$2.0M-33.3%

Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%

Enterprise value$28.22B+29.7%

P/E10.4×-1.7×

P/S2.2×+0.3×

Profitability

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Net margin21.3%+8.1pp

FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo.

The official record: Cincinnati Financial’s 10-K, filed February 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's excess and surplus lines insurance — 2?: Cincinnati Financial (CINF) reported excess and surplus lines insurance — 2 of 11.1% in Q4 2025.
How has Cincinnati Financial's excess and surplus lines insurance — 2 changed year-over-year?: Cincinnati Financial's excess and surplus lines insurance — 2 decreased by 9.8% year-over-year, from 12.3% to 11.1%.
What does excess and surplus lines insurance — 2 mean?: Represents the earned premiums for the excess and surplus lines segment, which is the portion of written premiums recognized as revenue over the policy term. This aligns revenue recognition with the period of risk coverage.