Business Segments · 2
Excess and Surplus Lines Insurance — 2
Cincinnati Financial Excess and Surplus Lines Insurance — 2 decreased by 9.8% to 11.1% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 9.8%, from 12.3% to 11.1%. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementSegment
CategoryGrowth
SignalHigher is better
VolatilityStable
First reportedQ4 2016
Last reportedQ4 2025
How to read this metric
Consistent growth in earned premiums signals a healthy and expanding insurance portfolio.
Detailed definition
Represents the earned premiums for the excess and surplus lines segment, which is the portion of written premiums recogn...
Peer comparison
Standard industry metric; peers report this as 'Net Earned Premiums'.
Metric ID:
cinf_segment_excess_and_surplus_lines_insurance_2Historical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 13.9% | 13.7% | 13.2% | 12.3% | 11.1% |
| QoQ Change | — | -1.4% | -3.6% | -6.8% | -9.8% |
| YoY Change | — | -1.4% | -3.6% | -6.8% | -9.8% |
Range11.1% – 13.9%
CAGR-20.1%
Avg YoY Growth-5.4%
Median YoY Growth-5.2%
Current Streak4+ quarters decline
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Frequently Asked Questions
- What is Cincinnati Financial's excess and surplus lines insurance — 2?
- Cincinnati Financial (CINF) reported excess and surplus lines insurance — 2 of 11.1% in Q4 2025.
- How has Cincinnati Financial's excess and surplus lines insurance — 2 changed year-over-year?
- Cincinnati Financial's excess and surplus lines insurance — 2 decreased by 9.8% year-over-year, from 12.3% to 11.1%.
- What does excess and surplus lines insurance — 2 mean?
- The portion of insurance premiums recognized as revenue during the reporting period.