What does excess and surplus lines insurance — 5 mean?

Represents the income before income taxes for the excess and surplus lines segment, reflecting the overall profitability of the business unit. This includes the net effect of premiums, losses, and operating expenses.

Cincinnati Financial CINF Excess and Surplus Lines Insurance — 5

Similar metrics at other companies

KNSLExcess and Surplus Lines Segment — Net Income

$112.55M+26.1%

JRVRExcess & Surplus Lines — Investment Income

$1.82M+807%

JRVRExcess & Surplus Lines — Underwriting Profit (Loss)

$4.66M-60.1%

JRVRExcess & Surplus Lines — Fee income

$0—

JRVRExcess & Surplus Lines — Underwriting Profit Loss Of Operating Segments

$4.66M-60.1%

JRVRExcess & Surplus Lines — Segment revenues

$143.43M-5.3%

Other financials

Income statement

See full

Revenue$2.9B+11.6%

Net income$274.0M+404%

EPS (diluted)$1.75+407%

Balance sheet

See full

Cash & equivalents$1.2B+19.8%

Total debt$791.0M+0.1%

Total equity$15.7B+14.6%

Total assets$41.2B+10.6%

Cash flow

See full

Operating cash flow$656.0M+112%

CapEx$2.0M-33.3%

Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%

Enterprise value$28.22B+29.7%

P/E10.4×-1.7×

P/S2.2×+0.3×

Profitability

See full

Net margin21.3%+8.1pp

FCF margin26.6%+3.0pp

Returns & leverage

See full

Return on equity18.7%+7.8pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFive.

The official record: Cincinnati Financial’s 10-K, filed February 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's excess and surplus lines insurance — 5?: Cincinnati Financial (CINF) reported excess and surplus lines insurance — 5 of 14.1% in Q4 2025.
How has Cincinnati Financial's excess and surplus lines insurance — 5 changed year-over-year?: Cincinnati Financial's excess and surplus lines insurance — 5 decreased by 1.4% year-over-year, from 14.3% to 14.1%.
What does excess and surplus lines insurance — 5 mean?: Represents the income before income taxes for the excess and surplus lines segment, reflecting the overall profitability of the business unit. This includes the net effect of premiums, losses, and operating expenses.