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Cincinnati Financial CINF Excess and Surplus Lines Insurance — 7

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Other financials

Income statement

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Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

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Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearSeven.

The official record: Cincinnati Financial’s 10-K, filed February 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's excess and surplus lines insurance — 7?
Cincinnati Financial (CINF) reported excess and surplus lines insurance — 7 of 7.5% in Q4 2025.
How has Cincinnati Financial's excess and surplus lines insurance — 7 changed year-over-year?
Cincinnati Financial's excess and surplus lines insurance — 7 increased by 19.0% year-over-year, from 6.3% to 7.5%.
What does excess and surplus lines insurance — 7 mean?
This metric tracks the total fee revenues generated by the Excess and Surplus Lines segment. It captures income derived from services beyond core underwriting, such as policy administration or specialized administrative fees.