Business Segments · 8
Excess and Surplus Lines Insurance — 8
Cincinnati Financial Excess and Surplus Lines Insurance — 8 increased by 44.4% to 3.9% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 44.4%, from 2.7% to 3.9%. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityVolatile
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
An increase relative to premiums suggests deteriorating underwriting performance or higher claim severity.
Detailed definition
This metric represents the total insurance losses and contract holders' benefits incurred by the Excess and Surplus Line...
Peer comparison
Standard industry metric for 'Incurred Losses' or 'Claims Expense'.
Metric ID:
cinf_segment_excess_and_surplus_lines_insurance_8Historical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 3% | 3.3% | 2.7% | 2.7% | 3.9% |
| QoQ Change | — | +10.0% | -18.2% | +0.0% | +44.4% |
| YoY Change | — | +10.0% | -18.2% | +0.0% | +44.4% |
Range2.7% – 3.9%
CAGR+30.0%
Avg YoY Growth+9.1%
Median YoY Growth+5.0%
Current Streak2 quarters growth
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Cincinnati Financial's excess and surplus lines insurance — 8?
- Cincinnati Financial (CINF) reported excess and surplus lines insurance — 8 of 3.9% in Q4 2025.
- How has Cincinnati Financial's excess and surplus lines insurance — 8 changed year-over-year?
- Cincinnati Financial's excess and surplus lines insurance — 8 increased by 44.4% year-over-year, from 2.7% to 3.9%.
- What does excess and surplus lines insurance — 8 mean?
- The total cost of claims and benefits paid or reserved for the Excess and Surplus segment.