Cincinnati Financial CINF Personal Insurance — Paid loss and loss expenses

Other segment segments

Similar metrics at other companies

UFCSPersonal — Cumulative paid losses and allocated loss settlement expenses, net of reinsurance

$322.95M+352%

PRA

PRASpecialty P&C — Paid losses and loss adjustment expenses, net of reinsurance

$167.02M-2.4%

EIGInsurance Operations — Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid

$139.55M+8.1%

ACICSupplemental Information For Property Casualty Insurance Underwriters Paid Claims And Claims Adjustment Expense

$17.48M-3.6%

TRVProperty Liability And Casualty Insurance — Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid

$5.32B-15.2%

BWINActual Claims Paid

$2.32M—

Questions, answered.

What is Cincinnati Financial's personal insurance — paid loss and loss expenses?

Cincinnati Financial (CINF) reported personal insurance — paid loss and loss expenses of $515.25M in Q4 2025.

How has Cincinnati Financial's personal insurance — paid loss and loss expenses changed year-over-year?

Cincinnati Financial's personal insurance — paid loss and loss expenses increased by 31.7% year-over-year, from $391.25M to $515.25M.

What is the long-term trend for Cincinnati Financial's personal insurance — paid loss and loss expenses?

Over 4 years (2021 to 2025), Cincinnati Financial's personal insurance — paid loss and loss expenses has grown at a 22.5% compound annual growth rate (CAGR), from $914M to $2.06B.

What does personal insurance — paid loss and loss expenses mean?

Represents the actual cash outflows for claims and associated adjustment expenses during the reporting period, regardless of when the underlying policy was written. This metric tracks the liquidity impact of claims settlement. It provides insight into the speed and efficiency of the company's claims handling operations.