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Cincinnati Financial CINF Term Life Insurance — Undiscounted expected future gross premiums

Other product segments

Whole Life Insurance
$706M+2.0%

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Other financials

Income statement

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Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

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Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFutureGrossPremiumUndiscountedBeforeReinsurance.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's term life insurance — undiscounted expected future gross premiums?
Cincinnati Financial (CINF) reported term life insurance — undiscounted expected future gross premiums of $4.73B in Q1 2026.
How has Cincinnati Financial's term life insurance — undiscounted expected future gross premiums changed year-over-year?
Cincinnati Financial's term life insurance — undiscounted expected future gross premiums increased by 3.6% year-over-year, from $4.56B to $4.73B.
What is the long-term trend for Cincinnati Financial's term life insurance — undiscounted expected future gross premiums?
Over 3 years (2022 to 2025), Cincinnati Financial's term life insurance — undiscounted expected future gross premiums has grown at a 2.6% compound annual growth rate (CAGR), from $17.22B to $18.57B.
What does term life insurance — undiscounted expected future gross premiums mean?
This metric reflects the total nominal cash inflows expected from policyholders over the remaining term of the insurance contracts. It excludes the impact of discounting for interest and provides a baseline for the total revenue potential of the existing book of business. It is used to evaluate the long-term revenue generation capacity of the segment.