Products & Services · Interest accrual

Universal life — Interest accrual

Cincinnati Financial Universal life — Interest accrual decreased by 50.0% to $1.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $1.00M to $1.00M. Over 4 years (FY 2021 to FY 2025), Universal life — Interest accrual shows an upward trend with a 5.7% CAGR.

Analysis

StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityStable
First reportedQ1 2021
Last reportedQ1 2026

How to read this metric

Higher accruals generally correlate with larger account balances or higher crediting rates, impacting the overall cost of insurance liabilities.

Detailed definition

This metric quantifies the interest credited or accrued on universal life insurance policyholder account balances. It re...

Peer comparison

Comparable to interest credited to policyholder accounts at other life insurance companies.

Metric ID: cinf_segment_universal_life_interest_accrual

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$1.00M$1.00M$1.00M$1.00M$1.00M$1.00M$1.00M$1.00M$1.00M$1.00M$1.00M$1.00M$1.00M$1.00M$1.00M$1.00M$1.00M$1.00M$2.00M$1.00M
QoQ Change+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+100.0%-50.0%
YoY Change+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+100.0%+0.0%
Range$1.00M$2.00M
CAGR+0.0%
Avg YoY Growth+6.3%
Median YoY Growth+0.0%

Frequently Asked Questions

What is Cincinnati Financial's universal life — interest accrual?
Cincinnati Financial (CINF) reported universal life — interest accrual of $1.00M in Q1 2026.
How has Cincinnati Financial's universal life — interest accrual changed year-over-year?
Cincinnati Financial's universal life — interest accrual decreased by 0.0% year-over-year, from $1.00M to $1.00M.
What is the long-term trend for Cincinnati Financial's universal life — interest accrual?
Over 4 years (2021 to 2025), Cincinnati Financial's universal life — interest accrual has grown at a 5.7% compound annual growth rate (CAGR), from $4.00M to $5.00M.
What does universal life — interest accrual mean?
The amount of interest added to universal life policyholder accounts during the period.