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Cincinnati Financial CINF Universal life — Net amount at risk

Other product segments

Deferred Fixed Annuity
$0

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CBUniversal Life — Policyholder Account Balance, Net Amount at Risk
$10.75B-11.0%

Other financials

Income statement

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Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

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Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderAccountBalanceNetAmountAtRisk.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's universal life — net amount at risk?
Cincinnati Financial (CINF) reported universal life — net amount at risk of $3.64B in Q1 2026.
How has Cincinnati Financial's universal life — net amount at risk changed year-over-year?
Cincinnati Financial's universal life — net amount at risk decreased by 4.2% year-over-year, from $3.8B to $3.64B.
What is the long-term trend for Cincinnati Financial's universal life — net amount at risk?
Over 3 years (2022 to 2025), Cincinnati Financial's universal life — net amount at risk has grown at a -3.2% compound annual growth rate (CAGR), from $16.5B to $14.95B.
What does universal life — net amount at risk mean?
This represents the difference between the total death benefit payable and the current account value of the universal life policy. It is the actual amount the insurer would have to pay out of its own funds if a claim occurred today. This metric is a fundamental measure of the insurance risk exposure within the universal life segment.