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Cincinnati Financial CINF Universal life — Policyholder Account Balance

Other product segments

Deferred Fixed Annuity
$546M-6.2%

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Other financials

Income statement

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Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

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Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderFunds.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's universal life — policyholder account balance?
Cincinnati Financial (CINF) reported universal life — policyholder account balance of $449M in Q1 2026.
How has Cincinnati Financial's universal life — policyholder account balance changed year-over-year?
Cincinnati Financial's universal life — policyholder account balance decreased by 1.8% year-over-year, from $457M to $449M.
What is the long-term trend for Cincinnati Financial's universal life — policyholder account balance?
Over 3 years (2022 to 2025), Cincinnati Financial's universal life — policyholder account balance has grown at a -0.2% compound annual growth rate (CAGR), from $1.83B to $1.82B.
What does universal life — policyholder account balance mean?
This represents the total value of funds held by the insurer on behalf of universal life policyholders, including premiums paid and interest credited, minus charges and withdrawals. It serves as the primary measure of the size and scale of the universal life insurance business segment. This balance is a key indicator of the company's assets under management within its life insurance operations.