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Cincinnati Financial CINF Universal life — Policyholder Account Balance, Benefit Payment

Other product segments

Deferred Fixed Annuity
$4M-20.0%

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$1M-50.0%
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EQHUL — Policyholder Account Balance, Benefit Payment
$43M-34.8%

Other financials

Income statement

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Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

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Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderAccountBalanceBenefitPayment.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's universal life — policyholder account balance, benefit payment?
Cincinnati Financial (CINF) reported universal life — policyholder account balance, benefit payment of $1M in Q1 2026.
How has Cincinnati Financial's universal life — policyholder account balance, benefit payment changed year-over-year?
Cincinnati Financial's universal life — policyholder account balance, benefit payment decreased by 0.0% year-over-year, from $1M to $1M.
What is the long-term trend for Cincinnati Financial's universal life — policyholder account balance, benefit payment?
Over 4 years (2021 to 2025), Cincinnati Financial's universal life — policyholder account balance, benefit payment has grown at a 3.4% compound annual growth rate (CAGR), from $7M to $8M.
What does universal life — policyholder account balance, benefit payment mean?
This represents the total cash outflows paid to beneficiaries or policyholders upon the occurrence of a covered event, such as death or maturity. It reflects the core insurance function of the universal life segment. Tracking these payments is vital for managing cash flow and ensuring the adequacy of reserves.