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Cincinnati Financial CINF Universal life — Separate accounts

Similar metrics at other companies

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BHFUniversal Life Insurance — Separate account liabilities
$6.5B+6.1%
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PFGUniversal Life — Separate Accounts Liability
754,590,000,000%+83,340,000,000pp
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AMPVariable Universal Life Insurance — Separate account liabilities
$10.9B+13.0%
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BHFUniversal Life Insurance — Separate Account, Liability, Benefit Payment
$18M-35.7%
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BHFUniversal Life Insurance — Separate Account, Liability, Surrender and Withdrawal
$69M+9.5%
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BHFUniversal Life Insurance — Separate Account, Liability, Policy Charge
$54M-1.8%

Other financials

Income statement

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Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

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Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:SeparateAccountsLiability.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's universal life — separate accounts?
Cincinnati Financial (CINF) reported universal life — separate accounts of $988M in Q1 2026.
How has Cincinnati Financial's universal life — separate accounts changed year-over-year?
Cincinnati Financial's universal life — separate accounts increased by 3.0% year-over-year, from $959M to $988M.
What is the long-term trend for Cincinnati Financial's universal life — separate accounts?
Over 3 years (2022 to 2025), Cincinnati Financial's universal life — separate accounts has grown at a 3.3% compound annual growth rate (CAGR), from $3.54B to $3.9B.
What does universal life — separate accounts mean?
This metric represents assets and corresponding liabilities held in separate accounts where the investment risk is primarily borne by the policyholder rather than the insurer. These accounts are legally segregated from the company's general account assets. It is a measure of the scale of investment-linked insurance products managed by the company.