Products & Services · 3

Workers' Compensation Line — 3

Cincinnati Financial Workers' Compensation Line — 3 decreased by 0.9% to 11.1% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 0.9%, from 11.2% to 11.1%. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityModerate
First reportedQ4 2019
Last reportedQ4 2025

How to read this metric

A decrease in expense represents favorable reserve releases, boosting net income.

Detailed definition

This metric tracks the specific claims and claims adjustment expenses associated with prior accident years for the worke...

Peer comparison

Standard industry metric for evaluating reserve adequacy in insurance segments.

Metric ID: cinf_segment_workers_compensation_line_3

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value11.6%11.2%11.3%11.2%11.1%
QoQ Change-3.4%+0.9%-0.9%-0.9%
YoY Change-3.4%+0.9%-0.9%-0.9%
Range11.1%11.6%
CAGR-4.3%
Avg YoY Growth-1.1%
Median YoY Growth-0.9%
Current Streak2 quarters decline

Frequently Asked Questions

What is Cincinnati Financial's workers' compensation line — 3?
Cincinnati Financial (CINF) reported workers' compensation line — 3 of 11.1% in Q4 2025.
How has Cincinnati Financial's workers' compensation line — 3 changed year-over-year?
Cincinnati Financial's workers' compensation line — 3 decreased by 0.9% year-over-year, from 11.2% to 11.1%.
What does workers' compensation line — 3 mean?
The change in estimated costs for workers' compensation claims from past years.