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Cincinnati Financial CINF Insurance Liabilities and Annuity Benefits

Insurance Liabilities and Annuity Benefits at other companies

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CNA FinancialCNA
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Segments

By product

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Term Life Insurance$2.7B—
Whole Life Insurance$631M—

Other financials

Income statement

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Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

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Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

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Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

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Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

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Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

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Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense.

The official record: Cincinnati Financial’s 10-K, filed February 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's insurance liabilities and annuity benefits?
Cincinnati Financial (CINF) reported insurance liabilities and annuity benefits of $2.99B in Q4 2025.
What is the long-term trend for Cincinnati Financial's insurance liabilities and annuity benefits?
Over 2 years (2023 to 2025), Cincinnati Financial's insurance liabilities and annuity benefits has grown at a -1.2% compound annual growth rate (CAGR), from $3.07B to $2.99B.
What does insurance liabilities and annuity benefits mean?
This encompasses the long-term obligations related to insurance contracts and annuity benefits, including future policy benefits and guaranteed payments. It reflects the present value of expected future outflows to policyholders based on actuarial assumptions. This metric is essential for assessing the long-term financial commitments and solvency of the insurance business.