Cumulative incurred losses and ALAE as reported within the triangles, net of reinsurance

Name: Cincinnati Financial Cumulative incurred losses and ALAE as reported within the triangles, net of reinsurance by Products & Services
Creator: OpenCapital
License: https://www.opencapital.sh/terms

Cincinnati Financial·Products & Services·6 segments·Rolls up to Short-Duration Insurance Contracts, Incurred Claims and Allocated Claim Adjustment Expense, Net

Breakdown

Segment	Q4 '21	Q4 '22	Q4 '23	Q4 '24	Q4 '25
Commercial Casualty Line	538,300,000,000%	593,200,000,000%	649,700,000,000%	702,500,000,000%	765,300,000,000%
Homeowner	—	—	257,600,000,000%	294,600,000,000%	367,900,000,000%
Commercial Property Segment	311,800,000,000%	331,200,000,000%	349,600,000,000%	358,900,000,000%	344,500,000,000%
Commercial Auto Line	220,300,000,000%	233,200,000,000%	243,200,000,000%	251,400,000,000%	275,600,000,000%
Personal Auto	180,200,000,000%	183,100,000,000%	188,400,000,000%	211,500,000,000%	254,600,000,000%
Workers' Compensation Line	192,300,000,000%	186,500,000,000%	182,600,000,000%	174,600,000,000%	173,600,000,000%
Total	—	—	—	—	—

Segments

Commercial Casualty LineView metric

Workers' Compensation LineView metric

Commercial Auto LineView metric

Commercial Property SegmentView metric

Personal AutoView metric

HomeownerView metric

Segment	Q4 '21	Q4 '22	Q4 '23	Q4 '24	Q4 '25
Commercial Casualty Line	538,300,000,000%	593,200,000,000%	649,700,000,000%	702,500,000,000%	765,300,000,000%
Homeowner	—	—	257,600,000,000%	294,600,000,000%	367,900,000,000%
Commercial Property Segment	311,800,000,000%	331,200,000,000%	349,600,000,000%	358,900,000,000%	344,500,000,000%
Commercial Auto Line	220,300,000,000%	233,200,000,000%	243,200,000,000%	251,400,000,000%	275,600,000,000%
Personal Auto	180,200,000,000%	183,100,000,000%	188,400,000,000%	211,500,000,000%	254,600,000,000%
Workers' Compensation Line	192,300,000,000%	186,500,000,000%	182,600,000,000%	174,600,000,000%	173,600,000,000%
Total	—	—	—	—	—