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Civista Bancshares CIVB Accretion Of Net Deferred Loan Fees And Purchase Discounts

Accretion Of Net Deferred Loan Fees And Purchase Discounts at other companies

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Other financials

Income statement

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Revenue$47.6M+15.0%
Net income$14.3M+30.0%
EPS (diluted)$0.69-2.8%

Balance sheet

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Cash & equivalents$77.3M+22.4%
Total debt$2.5M+10.7%
Total equity$566.8M+40.2%
Total assets$4.3B+2.6%

Cash flow

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Operating cash flow$17.1M+54.4%
CapEx$161.0K+30.9%
Free cash flow$3.5M+449%

Valuation

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Market cap$589.1M+57.7%
P/E10.8×+1.4×
P/S3.2×+0.9×

Profitability

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Net margin29.3%+4.9pp
FCF margin29.6%+3.0pp

Returns & leverage

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Return on equity11.2%+1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Civista Bancshares in its filing.

Tagged under the XBRL concept civb:AccretionOfNetDeferredLoanFeesAndPurchaseDiscounts.

The source filing: Civista Bancshares’s 10-K, filed March 6, 2026. Open the filing →

Filed
Mar 6, 2026, 5:01 PM EST
Fiscal year
FY2025
Accession
0001193125-26-096836

FAQ

What is Civista Bancshares's accretion of net deferred loan fees and purchase discounts?
Civista Bancshares (CIVB) reported accretion of net deferred loan fees and purchase discounts of $672K in Q4 2025.
How has Civista Bancshares's accretion of net deferred loan fees and purchase discounts changed year-over-year?
Civista Bancshares's accretion of net deferred loan fees and purchase discounts increased by 130.5% year-over-year, from $291.5K to $672K.
What is the long-term trend for Civista Bancshares's accretion of net deferred loan fees and purchase discounts?
Over 3 years (2022 to 2025), Civista Bancshares's accretion of net deferred loan fees and purchase discounts has grown at a -2.0% compound annual growth rate (CAGR), from $2.86M to $2.69M.
What does accretion of net deferred loan fees and purchase discounts mean?
Accretion Of Net Deferred Loan Fees And Purchase Discounts as reported by Civista Bancshares, Inc..

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