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HBT Financial, Inc. HBT Accretion Of Discount And Deferred Loan Fees On Loans

Accretion Of Discount And Deferred Loan Fees On Loans at other companies

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Other financials

Income statement

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Revenue$67.3M+16.1%
Net income$11.2M-41.3%
EPS (diluted)$0.34-43.3%

Balance sheet

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Cash & equivalents$287.7M+35.9%
Total debt$12.3M+71.1%
Total equity$747.4M+32.3%
Total assets$6.8B+33.0%

Cash flow

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Operating cash flow$28.5M-6.3%

Valuation

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Market cap$1.14B+53.8%
Enterprise value$869.59M+61.1%
P/E16.6×+6.7×
P/S4.7×+1.4×

Profitability

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Net margin28.1%-4.8pp

Returns & leverage

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Return on equity10.5%-3.7pp
Debt / equity0.0×

Where this comes from

Reported directly by HBT Financial, Inc. in its filing.

Tagged under the XBRL concept hbt:AccretionOfDiscountAndDeferredLoanFeesOnLoans.

The official record: HBT Financial, Inc.’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is HBT Financial, Inc.'s accretion of discount and deferred loan fees on loans?
HBT Financial, Inc. (HBT) reported accretion of discount and deferred loan fees on loans of $1.99M in Q1 2026.
How has HBT Financial, Inc.'s accretion of discount and deferred loan fees on loans changed year-over-year?
HBT Financial, Inc.'s accretion of discount and deferred loan fees on loans increased by 5.4% year-over-year, from $1.89M to $1.99M.
What is the long-term trend for HBT Financial, Inc.'s accretion of discount and deferred loan fees on loans?
Over 4 years (2021 to 2025), HBT Financial, Inc.'s accretion of discount and deferred loan fees on loans has grown at a -13.0% compound annual growth rate (CAGR), from $12.45M to $7.12M.
What does accretion of discount and deferred loan fees on loans mean?
This represents the non-cash recognition of deferred loan fees and discounts into interest income over the life of the loan. It serves as an adjustment to reconcile net income with cash flows from operating activities by accounting for income earned but not yet received in cash.