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HBT Financial, Inc. HBT Accretion Of Discount And Deferred Loan Fees On Loans

Accretion Of Discount And Deferred Loan Fees On Loans at other companies

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Other financials

Income statement

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Revenue$80.9M+37.6%
Net income$27.8M+44.8%
EPS (diluted)$0.76+24.6%

Balance sheet

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Cash & equivalents$132.3M-32.4%
Total debt$12.4M+70.8%
Total equity$764.7M+31.6%
Total assets$6.7B+34.1%

Cash flow

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Operating cash flow$17.2M+27.0%

Valuation

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Market cap$1.32B+72.3%
Enterprise value$1.2B+108%
P/E17×+7.0×
P/S4.9×+1.6×

Profitability

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Net margin29%-4.1pp

Returns & leverage

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Return on equity11.6%-2.5pp
Debt / equity0.0×

Where this comes from

Reported directly by HBT Financial, Inc. in its filing.

Tagged under the XBRL concept hbt:AccretionOfDiscountAndDeferredLoanFeesOnLoans.

The source filing: HBT Financial, Inc.’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 4:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000775215-26-000069

FAQ

What is HBT Financial, Inc.'s accretion of discount and deferred loan fees on loans?
HBT Financial, Inc. (HBT) reported accretion of discount and deferred loan fees on loans of $2.98M in Q2 2026.
How has HBT Financial, Inc.'s accretion of discount and deferred loan fees on loans changed year-over-year?
HBT Financial, Inc.'s accretion of discount and deferred loan fees on loans increased by 55.8% year-over-year, from $1.91M to $2.98M.
What is the long-term trend for HBT Financial, Inc.'s accretion of discount and deferred loan fees on loans?
Over 4 years (2021 to 2025), HBT Financial, Inc.'s accretion of discount and deferred loan fees on loans has grown at a -13.0% compound annual growth rate (CAGR), from $12.45M to $7.12M.
What does accretion of discount and deferred loan fees on loans mean?
This represents the non-cash recognition of deferred loan fees and discounts into interest income over the life of the loan. It serves as an adjustment to reconcile net income with cash flows from operating activities by accounting for income earned but not yet received in cash.

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