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OceanFirst Financial OCFC Net (Accretion) Amortization of Deferred Fees and Discounts on Loans

Net (Accretion) Amortization of Deferred Fees and Discounts on Loans at other companies

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Other financials

Income statement

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Revenue$131.3M+32.2%
Net income-$3.0M-116%
EPS (diluted)-$0.04-114%

Balance sheet

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Cash & equivalents$274.1M+60.6%
Total debt$2.4B+94.0%
Total equity$2.4B+46.8%
Total assets$23.3B+74.6%

Cash flow

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Operating cash flow$36.0M+26.1%
CapEx$2.6M+85.1%
Free cash flow$33.5M+23.1%

Valuation

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Market cap$1.91B+102%
Enterprise value$4B+101%
P/E39.9×+29.1×
P/S4.3×+1.9×

Profitability

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Net margin10.8%-11.6pp
FCF margin25.5%

Returns & leverage

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Return on equity2.4%-2.9pp
Debt / equity+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept ocfc:NetAccretionAmortizationOfDeferredFeesAndDiscountsOnLoans.

The source filing: OceanFirst Financial’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001004702-26-000120

FAQ

What is OceanFirst Financial's net (accretion) amortization of deferred fees and discounts on loans?
OceanFirst Financial (OCFC) reported net (accretion) amortization of deferred fees and discounts on loans of $1.87M in Q2 2026.
How has OceanFirst Financial's net (accretion) amortization of deferred fees and discounts on loans changed year-over-year?
OceanFirst Financial's net (accretion) amortization of deferred fees and discounts on loans decreased by 15.5% year-over-year, from $2.22M to $1.87M.
What is the long-term trend for OceanFirst Financial's net (accretion) amortization of deferred fees and discounts on loans?
Over 2 years (2023 to 2025), OceanFirst Financial's net (accretion) amortization of deferred fees and discounts on loans has grown at a 193.6% compound annual growth rate (CAGR), from $1.09M to $9.43M.
What does net (accretion) amortization of deferred fees and discounts on loans mean?
Net (Accretion) Amortization of Deferred Fees and Discounts on Loans as reported by OceanFirst Financial Corp.

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