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OceanFirst Financial OCFC Net (Accretion) Amortization of Deferred Fees and Discounts on Loans

Net (Accretion) Amortization of Deferred Fees and Discounts on Loans at other companies

Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
-$14.87M-55.6%
Arbor Realty Trust logo
Arbor Realty TrustABR
$3.09M+4.0%
Customers Bancorp logo
Customers BancorpCUBI
-$10.6M-54.2%
Popular logo
PopularBPOP
$57.48M-16.5%
Prosperity Bancshares logo
Prosperity BancsharesPB
$3.75M+13.9%
Starwood Property Trust logo
Starwood Property TrustSTWD
$15.74M+12.7%

Other financials

Income statement

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Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

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Market cap$1.08B+11.0%
Enterprise value$2.46B+24.3%
P/E15.4×+5.0×
P/S2.6×+0.1×

Profitability

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Net margin17.1%-7.2pp
FCF margin25.9%—

Returns & leverage

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Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept ocfc:NetAccretionAmortizationOfDeferredFeesAndDiscountsOnLoans.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's net (accretion) amortization of deferred fees and discounts on loans?
OceanFirst Financial (OCFC) reported net (accretion) amortization of deferred fees and discounts on loans of $1.76M in Q1 2026.
How has OceanFirst Financial's net (accretion) amortization of deferred fees and discounts on loans changed year-over-year?
OceanFirst Financial's net (accretion) amortization of deferred fees and discounts on loans decreased by 28.2% year-over-year, from $2.45M to $1.76M.
What is the long-term trend for OceanFirst Financial's net (accretion) amortization of deferred fees and discounts on loans?
Over 2 years (2023 to 2025), OceanFirst Financial's net (accretion) amortization of deferred fees and discounts on loans has grown at a 193.6% compound annual growth rate (CAGR), from $1.09M to $9.43M.
What does net (accretion) amortization of deferred fees and discounts on loans mean?
Represents the non-cash adjustment to interest income related to the recognition of loan origination fees and costs over the life of the loan. It provides insight into the timing of revenue recognition for the bank's lending activities.