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Civista Bancshares CIVB Service Charges

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Other financials

Income statement

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Revenue$47.6M+15.0%
Net income$14.3M+30.0%
EPS (diluted)$0.69-2.8%

Balance sheet

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Cash & equivalents$77.3M+22.4%
Total debt$2.5M+10.7%
Total equity$566.8M+40.2%
Total assets$4.3B+2.6%

Cash flow

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Operating cash flow$17.1M+54.4%
CapEx$161.0K+30.9%
Free cash flow$3.5M+449%

Valuation

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Market cap$599.71M+60.4%
P/E11×+1.6×
P/S3.2×+0.9×

Profitability

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Net margin29.3%+4.9pp
FCF margin29.6%+3.0pp

Returns & leverage

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Return on equity11.2%+1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Civista Bancshares in its filing.

Tagged under the XBRL concept civb:ServiceCharges.

The source filing: Civista Bancshares’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 5:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-338386
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Provision for (recovery of) credit losses - off-balance sheet credit exposures519(146)658173
Net interest income after provision36,82333,78975,27564,995
Noninterest income
Service charges1,8891,5643,6033,088
Net gain (loss) on equity securities140(74)173(103)
Net gain on sale of loans and leases1,5018413,1061,445
ATM/Interchange fees1,5551,4182,9412,744
Wealth management fees1,4591,3252,8922,665

ITEM 1. Financial Statements

FAQ

What is Civista Bancshares's service charges?
Civista Bancshares (CIVB) reported service charges of $1.89M in Q2 2026.
How has Civista Bancshares's service charges changed year-over-year?
Civista Bancshares's service charges increased by 20.8% year-over-year, from $1.56M to $1.89M.
What is the long-term trend for Civista Bancshares's service charges?
Over 4 years (2021 to 2025), Civista Bancshares's service charges has grown at a 2.3% compound annual growth rate (CAGR), from $5.91M to $6.46M.
What does service charges mean?
Service Charges as reported by Civista Bancshares, Inc..

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