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Bank of America BAC Service charges — Card income and service charges

Other product segments

Deposit-related fees
$1.31B+6.4%
Interchange fees
$865M-5.6%
Other card income
$628M+4.3%
Lending-related fees
$368M+10.5%

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EQBKMortgage Banking — Fees And Commissions Mortgage Banking And Servicing
$348K+228%
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CACServicing Assets — Fees and Commissions, Mortgage Banking and Servicing
$300K+9.1%

Other financials

Income statement

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Revenue$31.6B+19.3%
Net income$9.1B+27.5%
EPS (diluted)$1.21+36.0%

Balance sheet

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Cash & equivalents$229.75B-13.6%
Total debt$339.86B+5.4%
Total equity$301.09B+0.5%
Total assets$3.50T+1.7%

Cash flow

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Operating cash flow$41.8B+2,013%

Valuation

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Market cap$442.29B+31.5%
Enterprise value$552.41B+40.7%
P/E13.1×+1.1×
P/S3.7×+0.6×

Profitability

See full
Net margin27.8%+2.3pp

Returns & leverage

See full
Return on equity11.2%+1.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Bank of America in its filing.

Tagged under the XBRL concept us-gaap:FeesAndCommissionsMortgageBankingAndServicing.

The source filing: Bank of America’s 10-Q, filed May 1, 2026.

Filed
May 1, 2026, 4:39 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000070858-26-000249
(Dollars in millions)20262025
Service charges
Deposit-related fees1,3061,228
Lending-related fees368333
Total service charges1,6741,561
Investment and brokerage services
Asset management fees4,3123,738
Brokerage fees1,2291,075
Total investment and brokerage services5,5414,813

Item 1. Financial Statements

FAQ

What is Bank of America's service charges — card income and service charges?
Bank of America (BAC) reported service charges — card income and service charges of $1.67B in Q1 2026.
How has Bank of America's service charges — card income and service charges changed year-over-year?
Bank of America's service charges — card income and service charges increased by 7.2% year-over-year, from $1.56B to $1.67B.
What is the long-term trend for Bank of America's service charges — card income and service charges?
Over 4 years (2021 to 2025), Bank of America's service charges — card income and service charges has grown at a -3.7% compound annual growth rate (CAGR), from $7.5B to $6.46B.
What does service charges — card income and service charges mean?
This metric represents the revenue generated from fees associated with credit and debit card services, including interchange fees, late payment fees, and other card-related service charges. It reflects the income stream derived from the transactional activity and account management of the bank's cardholder base. This revenue is a critical component of the bank's consumer banking segment, highlighting the monetization of payment processing and credit card product usage.

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