Skip to content
OpenCapital
Get started

Bank of America BAC Service Charges — Card income and service charges

Other product segments

Service Charges Deposit Related Fees
$1.31B+6.4%
Card Income Interchange Fees
$865M-5.6%
Card Income Other
$628M+4.3%
Service Charges Lending Related Fees
$368M+10.5%

Similar metrics at other companies

Citizens Financial Group logo
CFGCard fees — Revenue from contracts with customers
$80M0.0%
Citizens Financial Group logo
CFGService charges and fees — Revenue from contracts with customers
$111M+2.8%
GBC
GBCIService Charges And Other Fees
$15.27M+15.5%
Wells Fargo & Company logo
WFCConsumer Banking and Lending — Card fees
$1.06B+8.8%
F.N.B. Corporation logo
FNBCommunity Banking — Service charges
$23M+4.5%
East-West Bancorp logo
EWBCService Charges, Deposit Account Fees, Card Income and Wealth Managment Fees — Revenue streams, percent of total non-interest income
10.8%0.0pp

Other financials

Income statement

See full
Revenue$30.3B+7.2%
Net income$8.6B+16.6%
EPS (diluted)$1.11+24.7%

Balance sheet

See full
Cash & equivalents$242.48B-11.4%
Total debt$337.44B+7.7%
Total equity$300.67B+2.3%
Total assets$3.50T+4.4%

Cash flow

See full
Operating cash flow$41.8B+2,013%

Valuation

See full
Market cap$398.83B+9.8%
Enterprise value$493.78B+24.2%
P/E12.6×-0.6×
P/S3.4×+0.1×

Profitability

See full
Net margin27.3%+1.8pp

Returns & leverage

See full
Return on equity10.7%+1.2pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Bank of America in its filing.

Tagged under the XBRL concept us-gaap:FeesAndCommissionsMortgageBankingAndServicing.

The official record: Bank of America’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

Ask your AI about Bank of America's service charges — card income and service charges.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Bank of America's service charges — card income and service charges?
Bank of America (BAC) reported service charges — card income and service charges of $1.67B in Q1 2026.
How has Bank of America's service charges — card income and service charges changed year-over-year?
Bank of America's service charges — card income and service charges increased by 7.2% year-over-year, from $1.56B to $1.67B.
What is the long-term trend for Bank of America's service charges — card income and service charges?
Over 4 years (2021 to 2025), Bank of America's service charges — card income and service charges has grown at a -3.7% compound annual growth rate (CAGR), from $7.5B to $6.46B.
What does service charges — card income and service charges mean?
This metric represents the revenue generated from fees associated with credit and debit card services, including interchange fees, late payment fees, and other card-related service charges. It reflects the income stream derived from the transactional activity and account management of the bank's cardholder base. This revenue is a critical component of the bank's consumer banking segment, highlighting the monetization of payment processing and credit card product usage.