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Columbia Financial, Inc. CLBK Provision for Credit Losses

Provision for Credit Losses at other companies

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Other financials

Income statement

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Revenue$67.1M+14.2%
Net income$13.1M+47.2%
EPS (diluted)$0.13+44.4%

Balance sheet

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Cash & equivalents$276.9M+8.1%
Total debt$1.3B+12.1%
Total equity$1.2B+6.7%
Total assets$11.0B+3.8%

Cash flow

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Operating cash flow$3.1M+299%
CapEx$1.9M-35.7%
Free cash flow$1.3M+128%

Valuation

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Market cap$2.07B+16.1%

Profitability

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Net margin21%+20.2pp
FCF margin24.1%+19.4pp

Returns & leverage

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Return on equity4.9%+4.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Columbia Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossPeriodIncreaseDecrease.

The official record: Columbia Financial, Inc.’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

Questions, answered.

What is Columbia Financial, Inc.'s provision for credit losses?
Columbia Financial, Inc. (CLBK) reported provision for credit losses of $0 in Q4 2025.
What does provision for credit losses mean?
The amount of earnings set aside to cover potential future losses on loans and leases, reflecting management's assessment of credit risk. This is a critical indicator of asset quality and the adequacy of the bank's loss reserves.