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Columbia Financial, Inc. CLBK Effective Income Tax Rate Reconciliation, Tax Credit, Low-Income Housing, Net Of Amortization, Percent

Effective Income Tax Rate Reconciliation, Tax Credit, Low-Income Housing, Net Of Amortization, Percent at other companies

PNC Financial Services logo
PNC Financial ServicesPNC
1.6%+0.2pp
BankUnited logo
BankUnitedBKU
0.9%-0.1pp
PNC Financial Services logo
PNC Financial ServicesPNC
$34.5M+35.3%
BancFirst Corporation logo
BancFirst CorporationBANF
$306.5K+10.8%
Ollie's Bargain Outlet Holdings, Inc. logo
Ollie's Bargain Outlet Holdings, Inc.OLLI
0.7%
Constellium logo
ConstelliumCSTM
0.7%-0.8pp

Other financials

Income statement

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Revenue$67.1M+14.2%
Net income$13.1M+47.2%
EPS (diluted)$0.13+44.4%

Balance sheet

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Cash & equivalents$276.9M+8.1%
Total debt$1.3B+12.1%
Total equity$1.2B+6.7%
Total assets$11.0B+3.8%

Cash flow

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Operating cash flow$3.1M+299%
CapEx$1.9M-35.7%
Free cash flow$1.3M+128%

Valuation

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Market cap$2.07B+16.1%

Profitability

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Net margin21%+20.2pp
FCF margin24.1%+19.4pp

Returns & leverage

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Return on equity4.9%+4.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Columbia Financial, Inc. in its filing.

Tagged under the XBRL concept clbk:EffectiveIncomeTaxRateReconciliationTaxCreditLowIncomeHousingNetOfAmortizationPercent.

The official record: Columbia Financial, Inc.’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Columbia Financial, Inc.'s effective income tax rate reconciliation, tax credit, low-income housing, net of amortization, percent?
Columbia Financial, Inc. (CLBK) reported effective income tax rate reconciliation, tax credit, low-income housing, net of amortization, percent of 0.2% in Q4 2025.
What does effective income tax rate reconciliation, tax credit, low-income housing, net of amortization, percent mean?
This represents the low-income housing tax credits expressed as a percentage of pre-tax income or as a reduction to the effective tax rate. It measures the relative significance of these specific tax-advantaged investments in lowering the company's total tax burden.