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Columbia Financial, Inc. CLBK Financing receivable, interest income, cash basis method

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Other financials

Income statement

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Revenue$67.1M+14.2%
Net income$13.1M+47.2%
EPS (diluted)$0.13+44.4%

Balance sheet

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Cash & equivalents$276.9M+8.1%
Total debt$1.3B+12.1%
Total equity$1.2B+6.7%
Total assets$11.0B+3.8%

Cash flow

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Operating cash flow$3.1M+299%
CapEx$1.9M-35.7%
Free cash flow$1.3M+128%

Valuation

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Market cap$2.07B+16.1%

Profitability

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Net margin21%+20.2pp
FCF margin24.1%+19.4pp

Returns & leverage

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Return on equity4.9%+4.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Columbia Financial, Inc. in its filing.

Tagged under the XBRL concept clbk:FinancingReceivableInterestIncomeCashBasisMethod.

The official record: Columbia Financial, Inc.’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Columbia Financial, Inc.'s financing receivable, interest income, cash basis method?
Columbia Financial, Inc. (CLBK) reported financing receivable, interest income, cash basis method of $250K in Q4 2025.
How has Columbia Financial, Inc.'s financing receivable, interest income, cash basis method changed year-over-year?
Columbia Financial, Inc.'s financing receivable, interest income, cash basis method increased by 21.8% year-over-year, from $205.25K to $250K.
What is the long-term trend for Columbia Financial, Inc.'s financing receivable, interest income, cash basis method?
Over 3 years (2022 to 2025), Columbia Financial, Inc.'s financing receivable, interest income, cash basis method has grown at a 83.8% compound annual growth rate (CAGR), from $161K to $1M.
What does financing receivable, interest income, cash basis method mean?
Reflects interest income recognized only when cash payments are actually received from borrowers, typically applied to loans with significant credit uncertainty. This metric provides insight into the actual cash-generating capacity of the bank's higher-risk loan portfolio.