Where do Columbia Financial, Inc.'s ratios come from?

Every ratio is computed from Columbia Financial, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	21%+0.9pp	20%+13.0pp	7%+3.9pp	3.1%+3.9pp	-0.8%+5.6pp
Free cash flow margin	24.1%+1.4pp	22.6%-7.4pp	30%+27.7pp	2.3%-2.4pp	4.7%-9.7pp
Returns
Return on equity	4.9%+0.3pp	4.6%+3.3pp	1.3%+0.8pp	0.6%+0.7pp	-0.1%+0.9pp
Return on assets	0.5%0.0pp	0.5%+0.3pp	0.1%+0.1pp	0.1%+0.1pp	-0%+0.1pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	1.1×0.0×	1×-0.1×	1.1×0.0×	1.1×+0.1×	1×0.0×
Debt-to-assets	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Per Share
Book value per share	$11.57+1.5%	$11.40+2.0%	$11.18+1.8%	$10.99+1.7%	$10.81+1.9%
Valuation
Market capitalization	$1.82B+12.5%	$1.62B+2.9%	$1.57B+4.1%	$1.51B-3.7%	$1.57B-5.1%
Enterprise value	$2.81B+13.2%	$2.48B-4.7%	$2.6B+1.9%	$2.55B+4.7%	$2.44B-1.0%
Price / earnings	32.6×+1.3×	31.3×-74.7×	106.1×-139×	245.3×—	——
Price / sales	6.8×+0.6×	6.3×-1.1×	7.4×-0.2×	7.6×-0.7×	8.3×-0.9×
Price / book	1.6×+0.2×	1.4×0.0×	1.4×0.0×	1.4×-0.1×	1.4×-0.1×
EV / sales	10.5×+0.9×	9.6×-2.7×	12.2×-0.6×	12.8×-0.1×	12.9×-0.8×
Free cash flow yield	3.5%-0.1pp	3.6%-0.4pp	4.1%+3.7pp	0.3%-0.3pp	0.6%-1.0pp
Earnings yield	3.1%-0.1pp	3.2%+2.3pp	0.9%+0.5pp	0.4%+0.5pp	-0.1%+0.6pp

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Questions, answered.

Where do Columbia Financial, Inc.'s ratios come from?: Every ratio is computed from Columbia Financial, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.